Best Places46220, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 46220, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
46220 ranks 2,483rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on an educated workforce by a wide margin, and the weather ranks lowest.
The best neighborhoods in 46220
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
46220's strengths and weaknesses
Where 46220 ranks high
- Educational attainmentBetter than 97% of zip codes
- Cost of living vs incomeBetter than 96% of zip codes
- BikingBetter than 94% of zip codes
- Health outlookBetter than 90% of zip codes
- Healthcare accessBetter than 90% of zip codes
Where 46220 ranks low
- Nice weatherabout 54 pleasant days a year, better than only 2% of zip codes
- Air qualityBetter than only 6% of zip codes
- Low income/sales/gas taxBetter than only 13% of zip codes
- QuietBetter than only 15% of zip codes
- Crime safetyBetter than only 34% of zip codes
What it costs to buy a home in 46220
A household needs to earn about $98,000 a year to comfortably buy the median 46220 home, at 20% down and today's 30-year rate. That is below the area's own median income of $111,799, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46220's effective rate of 0.91%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 46220
46220 runs younger than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 46220.
Who works in 46220, and how
Work in 46220 centers on professional & technical and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 70%
- Work from home 27%
- Transit, walk, or bike 3%
Life in 46220
46220 has more restaurants and bars per resident than 86% of zip codes and more late-night spots per resident than 93% of zip codes. Dining, parks, and nightlife concentrates in some parts of 46220 and thins out in others, which the map shows.
What the weather is like in 46220, month by month
46220 sees roughly 54 pleasant days a year. July highs average about 87 degrees. January highs sit near 40, with lows near 22. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 40° | 30° | 22° |
| April | 67° | 54° | 42° |
| July | 87° | 77° | 67° |
| October | 70° | 58° | 47° |
Flying in and out of 46220
Indianapolis International sits about 14 miles away. It is a medium hub and boarded 5.2 million passengers in 2025, with 92 nonstop destinations.
The best schools in and around 46220
Schools across 46220 average a C+, better than 52% of zip codes.
Top elementary schools
- Center For Inquiry School 84A · 68% proficient
- Allisonville Elementary SchoolB− · 43% proficient
- Rousseau Mcclellan School 91C · 30% proficient
Top middle schools
- Merle Sidener Gifted AcademyA+ · 74% proficient
- Eastwood Middle SchoolC+ · 39% proficient
- Northview Middle SchoolD+ · 25% proficient
Top high schools
- North Central High SchoolB · 48% proficient
- Lawrence Central High SchoolC · 32% proficient
- Shortridge High SchoolC− · 29% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 46220 school and its grade on SchoolGrade.
46220 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46220 against the other 33,109 zip codes.
Who 46220 suits
Remote workers
Cost of living against local pay beats 96% of zip codes, internet is fast and widely advertised, and 27% already work from home.
Common questions about living in 46220
Is 46220 a good place to live?
Using BestNeighborhood's default rankings, 46220 ranks 2,483rd of 33,110 zip codes. It scores highest on an educated workforce, what local pay buys, and biking, and lowest on the weather and air quality. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 46220 expensive to live in?
The median home is worth $370,965. The overall cost of living runs about 15% below the national average. Set against a $111,799 median income, cost of living beats 96% of zip codes.
Is 46220 safe?
46220 is safer than 34% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $336 per resident a year.
What is the weather like in 46220?
July highs average about 87 degrees, and January highs near 40 with lows near 22. That works out to about 54 pleasant days a year, more than 2% of zip codes.
Is 46220 good for families?
Schools beat 52% of zip codes, crime safety beats 34%, and childcare runs $808 a month.
Compare 46220 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 46220. Scores are absolute rather than ranked, which means a 60 in 46220 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
46220 detail on BestNeighborhood maps:
- Walk Grade for 46220: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 46220: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 46220: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 46220: carrier by carrier coverage behind the cell score.
46220 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.