Best Places40515, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 40515, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
40515 ranks 7,098th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on an educated workforce by a wide margin, and the weather ranks lowest.
The best neighborhoods in 40515
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
40515's strengths and weaknesses
Where 40515 ranks high
- Educational attainmentBetter than 91% of zip codes
- Cost of living vs incomeBetter than 91% of zip codes
- Internet speedBetter than 89% of zip codes
- Health outlookBetter than 88% of zip codes
- BikingBetter than 86% of zip codes
Where 40515 ranks low
- Nice weatherabout 54 pleasant days a year, better than only 2% of zip codes
- Cheap car insuranceBetter than only 17% of zip codes
- School gradeC−, better than only 29% of zip codes
- Housing crash safetyBetter than only 30% of zip codes
- Crime safetyBetter than only 33% of zip codes
What it costs to buy a home in 40515
A household needs to earn about $92,000 a year to comfortably buy the median 40515 home, at 20% down and today's 30-year rate. That is below the area's own median income of $103,269, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 40515's effective rate of 0.84%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 40515
40515 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 40515.
Who works in 40515, and how
Work in 40515 centers on health care & social and education. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 84%
- Work from home 14%
- Transit, walk, or bike 2%
Life in 40515
40515 has fewer places to eat and drink per resident than most zip codes and more parkland per resident than 82% of zip codes. Dining, parks, and nightlife concentrates in some parts of 40515 and thins out in others, which the map shows.
What the weather is like in 40515, month by month
40515 sees roughly 54 pleasant days a year. July highs average about 89 degrees. January highs sit near 46, with lows near 26. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 46° | 35° | 26° |
| April | 70° | 56° | 44° |
| July | 89° | 77° | 67° |
| October | 74° | 60° | 47° |
Flying in and out of 40515
The nearest airport, Blue Grass, is about 9 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 76 miles away.
The best schools in and around 40515
Schools across 40515 average a C−, better than 29% of zip codes.
Top elementary schools
- Athens-chilesburg ElementaryA− · 58% proficient
- Veterans Park Elementary SchoolB+ · 52% proficient
- Squires Elementary SchoolB · 45% proficient
Top middle schools
- Edythe Jones Hayes Middle SchoolB · 45% proficient
- West Jessamine Middle SchoolB− · 39% proficient
- Tates Creek Middle SchoolC− · 31% proficient
Top high schools
- West Jessamine High SchoolC+ · 39% proficient
- East Jessamine High SchoolC− · 28% proficient
- George Rogers Clark High SchoolC− · 26% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 40515 school and its grade on SchoolGrade.
40515 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 40515 against the other 33,109 zip codes.
Who 40515 suits
Remote workers
Cost of living against local pay beats 91% of zip codes, internet is fast and widely advertised, and 14% already work from home.
Common questions about living in 40515
Is 40515 a good place to live?
Using BestNeighborhood's default rankings, 40515 ranks 7,098th of 33,110 zip codes. It scores highest on an educated workforce, what local pay buys, and fast internet, and lowest on the weather and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 40515 expensive to live in?
The median home is worth $350,025. The overall cost of living runs about 14% below the national average. Set against a $103,269 median income, cost of living beats 91% of zip codes.
Is 40515 safe?
40515 is safer than 33% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $346 per resident a year.
What is the weather like in 40515?
July highs average about 89 degrees, and January highs near 46 with lows near 26. That works out to about 54 pleasant days a year, more than 2% of zip codes.
Is 40515 good for families?
Schools beat 29% of zip codes, crime safety beats 33%, and childcare runs $797 a month.
Compare 40515 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 40515. Scores are absolute rather than ranked, which means a 60 in 40515 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
40515 detail on BestNeighborhood maps:
- Walk Grade for 40515: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 40515: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 40515: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 40515: carrier by carrier coverage behind the cell score.
40515 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.