Best Places54895, WI Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 54895, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
54895 ranks 18,557th of 33,110 U.S. zip codes on the BestNeighborhood index. Empty homes pulls hardest against it, while it scores best on cheap car insurance.
The best neighborhoods in 54895
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
54895's strengths and weaknesses
Where 54895 ranks high
- Cheap car insuranceBetter than 89% of zip codes
- Disaster safetyBetter than 86% of zip codes
- Tree shadeBetter than 85% of zip codes
- Healthcare accessBetter than 84% of zip codes
- Air qualityBetter than 80% of zip codes
Where 54895 ranks low
- Low vacancyBetter than only 8% of zip codes
- Short commute33.4 minutes each way, better than only 15% of zip codes
- BikingBetter than only 21% of zip codes
- Housing crash safetyBetter than only 24% of zip codes
- Health outlookBetter than only 27% of zip codes
What it costs to buy a home in 54895
A household needs to earn about $51,000 a year to comfortably buy the median 54895 home, at 20% down and today's 30-year rate. That is below the area's own median income of $70,374, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 54895's effective rate of 0.98%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 54895
54895 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 54895.
Who works in 54895, and how
Work in 54895 centers on manufacturing and construction. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 87%
- Work from home 9%
- Transit, walk, or bike 4%
Life in 54895
The map and measures below break down dining, culture, and green space by neighborhood across 54895.
What the weather is like in 54895, month by month
54895 sees roughly 84 pleasant days a year. July highs average about 81 degrees. January highs sit near 25, with lows near 10. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 25° | 17° | 10° |
| April | 54° | 42° | 33° |
| July | 81° | 70° | 59° |
| October | 58° | 47° | 39° |
Flying in and out of 54895
The nearest airport, Chippewa Valley Regional, is about 38 miles away and is a small airport. The nearest major hub is Minneapolis-St Paul International/Wold-Chamberlain, about 95 miles away.
The best schools in and around 54895
Schools across 54895 average a C+, better than 44% of zip codes.
Top elementary schools
- Chetek-weyerhaeuser Roselawn ElementaryB · 48% proficient
- Birchwood ElementaryB · 48% proficient
- Bruce ElementaryD+ · 24% proficient
Top middle schools
- Chetek-weyerhaeuser MiddleB+ · 48% proficient
- Bruce MiddleB+ · 48% proficient
- Birchwood MiddleC+ · 37% proficient
Top high schools
- Birchwood HighD+ · 25% proficient
- Chetek-weyerhaeuser HighD · 23% proficient
- Bruce HighF · 9% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 54895 school and its grade on SchoolGrade.
54895 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 54895 against the other 33,109 zip codes.
Common questions about living in 54895
Is 54895 a good place to live?
Using BestNeighborhood's default rankings, 54895 ranks 18,557th of 33,110 zip codes. It scores highest on cheap car insurance, low disaster risk, and tree cover, and lowest on empty homes and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 54895 expensive to live in?
The median home is worth $188,593. The overall cost of living runs about 12% below the national average. Set against a $70,374 median income, cost of living beats 44% of zip codes.
Is 54895 safe?
Yes, 54895 is safer than 59% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $323 per resident a year.
Compare 54895 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 54895. Scores are absolute rather than ranked, which means a 60 in 54895 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
54895 detail on BestNeighborhood maps:
- Walk Grade for 54895: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 54895: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 54895: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 54895: carrier by carrier coverage behind the cell score.
54895 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.