Best Places65032, MO Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 65032, scored on 40 measures of daily life and ranked to fit what matters to you. Costs and crime both read low, and the nearest big city is a drive away. To work out which city fits you best, start with the best places to live tool.
65032 ranks 14,197th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on affordable childcare by a wide margin, and internet speeds rank lowest.
The best neighborhoods in 65032
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
65032's strengths and weaknesses
Where 65032 ranks high
- Cheap childcare$381 a month, better than 99% of zip codes
- Local economyBetter than 94% of zip codes
- Voter turnoutBetter than 85% of zip codes
- Crime safetyBetter than 78% of zip codes
- Low property taxBetter than 76% of zip codes
Where 65032 ranks low
- Internet speedBetter than only 9% of zip codes
- BikingBetter than only 13% of zip codes
- WalkabilityBetter than only 20% of zip codes
- Big-city accessBetter than only 22% of zip codes
- Air qualityBetter than only 23% of zip codes
What it costs to buy a home in 65032
A household needs to earn about $58,000 a year to comfortably buy the median 65032 home, at 20% down and today's 30-year rate. That is below the area's own median income of $85,193, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 65032's effective rate of 0.56%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 65032
65032 runs older than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 65032.
Who works in 65032, and how
Work in 65032 centers on construction and public administration. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 12%
- Transit, walk, or bike 2%
Life in 65032
The map and measures below break down dining, culture, and green space by neighborhood across 65032.
What the weather is like in 65032, month by month
65032 sees roughly 81 pleasant days a year. July highs average about 89 degrees. January highs sit near 44, with lows near 25. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 33° | 25° |
| April | 70° | 57° | 46° |
| July | 89° | 78° | 68° |
| October | 71° | 58° | 48° |
Flying in and out of 65032
The nearest airport, Columbia Regional, is about 33 miles away and is a small airport. The nearest major hub is St Louis Lambert International, about 112 miles away.
The best schools in and around 65032
Schools across 65032 average a C+, better than 39% of zip codes.
Top elementary schools
- Eldon Upper Elem.B+ · 52% proficient
- Cole Co. R-i Elem.B · 47% proficient
- South Elem.B− · 40% proficient
Top high schools
- Eldon HighB · 48% proficient
- Eugene HighC+ · 35% proficient
- Russellville HighC− · 30% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 65032 school and its grade on SchoolGrade.
65032 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 65032 against the other 33,109 zip codes.
Common questions about living in 65032
Is 65032 a good place to live?
Using BestNeighborhood's default rankings, 65032 ranks 14,197th of 33,110 zip codes. It scores highest on affordable childcare, a strong job market, and civic engagement, and lowest on internet speeds and biking. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 65032 expensive to live in?
The median home is worth $230,560. The overall cost of living runs about 13% below the national average. Set against a $85,193 median income, cost of living beats 73% of zip codes.
Is 65032 safe?
Yes, 65032 is safer than 78% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $294 per resident a year.
Compare 65032 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 65032. Scores are absolute rather than ranked, which means a 60 in 65032 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
65032 detail on BestNeighborhood maps:
- Walk Grade for 65032: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 65032: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 65032: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 65032: carrier by carrier coverage behind the cell score.
65032 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.