Best Places65069, MO Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 65069, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
65069 ranks 20,469th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on affordable childcare by a wide margin, and cell coverage ranks lowest.
The best neighborhoods in 65069
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
65069's strengths and weaknesses
Where 65069 ranks high
- Cheap childcare$438 a month, better than 98% of zip codes
- Voter turnoutBetter than 97% of zip codes
- Low property taxBetter than 87% of zip codes
- Disaster safetyBetter than 86% of zip codes
- Tree shadeBetter than 80% of zip codes
Where 65069 ranks low
- Cell coverageBetter than only 5% of zip codes
- Low vacancyBetter than only 8% of zip codes
- Health outlookBetter than only 11% of zip codes
- Short commute33.7 minutes each way, better than only 14% of zip codes
- WalkabilityBetter than only 19% of zip codes
What it costs to buy a home in 65069
A household needs to earn about $47,000 a year to comfortably buy the median 65069 home, at 20% down and today's 30-year rate. That is below the area's own median income of $88,628, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 65069's effective rate of 0.45%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 65069
65069's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 65069.
Who works in 65069, and how
Work in 65069 centers on construction and manufacturing. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 89%
- Work from home 7%
- Transit, walk, or bike 4%
Life in 65069
The map and measures below break down dining, culture, and green space by neighborhood across 65069.
What the weather is like in 65069, month by month
65069 sees roughly 90 pleasant days a year. July highs average about 86 degrees. January highs sit near 37, with lows near 22. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 37° | 29° | 22° |
| April | 65° | 52° | 43° |
| July | 86° | 76° | 67° |
| October | 68° | 56° | 46° |
Flying in and out of 65069
The nearest airport, Columbia Regional, is about 35 miles away and is a small airport. The nearest major hub is St Louis Lambert International, about 65 miles away.
The best schools in and around 65069
Schools across 65069 average a B−, better than 52% of zip codes.
Top elementary schools
- Montgomery City Elem.C · 33% proficient
- Hermann Elem.C− · 30% proficient
Top middle schools
- Hermann MiddleB · 45% proficient
- South Callaway MiddleC+ · 38% proficient
- Montgomery Co. MiddleC+ · 36% proficient
Top high schools
- Hermann HighB · 47% proficient
- South Callaway HighC+ · 37% proficient
- Montgomery Co. HighC · 33% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 65069 school and its grade on SchoolGrade.
65069 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 65069 against the other 33,109 zip codes.
Common questions about living in 65069
Is 65069 a good place to live?
Using BestNeighborhood's default rankings, 65069 ranks 20,469th of 33,110 zip codes. It scores highest on affordable childcare, civic engagement, and low property taxes, and lowest on cell coverage and empty homes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 65069 expensive to live in?
The median home is worth $188,926. The overall cost of living runs about 17% below the national average. Set against a $88,628 median income, cost of living beats 79% of zip codes.
Is 65069 safe?
65069 is safer than 23% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $518 per resident a year.
Compare 65069 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 65069. Scores are absolute rather than ranked, which means a 60 in 65069 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
65069 detail on BestNeighborhood maps:
- Walk Grade for 65069: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 65069: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 65069: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 65069: carrier by carrier coverage behind the cell score.
65069 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.