Best Places74020, OK Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 74020, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
74020 ranks 23,883rd of 33,110 U.S. zip codes on the BestNeighborhood index. State infrastructure pulls hardest against it, while it scores best on state finances.
The best neighborhoods in 74020
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
74020's strengths and weaknesses
Where 74020 ranks high
- State fiscal healthBetter than 89% of zip codes
- WalkabilityBetter than 72% of zip codes
- Low property taxBetter than 70% of zip codes
- Tree shadeBetter than 64% of zip codes
- Cell coverageBetter than 61% of zip codes
Where 74020 ranks low
- State infrastructureBetter than only 9% of zip codes
- Heat safetyBetter than only 13% of zip codes
- School gradeD+, better than only 14% of zip codes
- Nice weatherabout 64 pleasant days a year, better than only 14% of zip codes
- Health outlookBetter than only 16% of zip codes
What it costs to buy a home in 74020
A household needs to earn about $39,000 a year to comfortably buy the median 74020 home, at 20% down and today's 30-year rate. That is below the area's own median income of $62,888, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 74020's effective rate of 0.61%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 74020
74020's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 74020.
Who works in 74020, and how
Work in 74020 centers on health care & social and retail trade. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 89%
- Work from home 4%
- Transit, walk, or bike 6%
Life in 74020
The map and measures below break down dining, culture, and green space by neighborhood across 74020.
What the weather is like in 74020, month by month
74020 sees roughly 64 pleasant days a year. July highs average about 95 degrees. January highs sit near 53, with lows near 32. The comfortable stretch runs March through May and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 53° | 40° | 32° |
| April | 76° | 63° | 53° |
| July | 95° | 84° | 75° |
| October | 78° | 65° | 55° |
Flying in and out of 74020
The nearest airport, Tulsa International, is about 30 miles away and is a small airport. The nearest major hub is Kansas City International, about 229 miles away.
The best schools in and around 74020
Schools across 74020 average a D+, better than 14% of zip codes.
Top elementary schools
- Cleveland Intermediate EsC · 32% proficient
- Mannford Upper EsD+ · 23% proficient
- Keystone Public SchoolD · 20% proficient
Top middle schools
- Cleveland MsD · 22% proficient
Top high schools
- Mannford HsD · 20% proficient
- Cleveland HsD · 18% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 74020 school and its grade on SchoolGrade.
74020 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 74020 against the other 33,109 zip codes.
Common questions about living in 74020
Is 74020 a good place to live?
Using BestNeighborhood's default rankings, 74020 ranks 23,883rd of 33,110 zip codes. It scores highest on state finances, walkability, and low property taxes, and lowest on state infrastructure and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 74020 expensive to live in?
The median home is worth $152,575. The overall cost of living runs about 22% below the national average. Set against a $62,888 median income, cost of living beats 44% of zip codes.
Is 74020 safe?
Yes, 74020 is safer than 60% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $355 per resident a year.
Compare 74020 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 74020. Scores are absolute rather than ranked, which means a 60 in 74020 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
74020 detail on BestNeighborhood maps:
- Walk Grade for 74020: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 74020: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 74020: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 74020: carrier by carrier coverage behind the cell score.
74020 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.