Best Places76245, TX Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 76245, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
76245 ranks 12,879th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on fast internet by a wide margin, and summer heat is the weak spot.
The best neighborhoods in 76245
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
76245's strengths and weaknesses
Where 76245 ranks high
- Internet speedBetter than 96% of zip codes
- Nice weatherabout 160 pleasant days a year, better than 92% of zip codes
- Low income/sales/gas taxBetter than 91% of zip codes
- Cost of living vs incomeBetter than 88% of zip codes
- Cheap childcare$635 a month, better than 82% of zip codes
Where 76245 ranks low
- Heat safetyBetter than only 2% of zip codes
- Low vacancyBetter than only 8% of zip codes
- Air qualityBetter than only 8% of zip codes
- Health outlookBetter than only 19% of zip codes
- Educational attainmentBetter than only 28% of zip codes
What it costs to buy a home in 76245
A household needs to earn about $58,000 a year to comfortably buy the median 76245 home, at 20% down and today's 30-year rate. That is below the area's own median income of $95,670, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 76245's effective rate of 0.77%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 76245
76245 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 76245.
Who works in 76245, and how
Work in 76245 centers on retail trade and education. Unemployment sits above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 77%
- Work from home 21%
- Transit, walk, or bike 3%
Life in 76245
The map and measures below break down dining, culture, and green space by neighborhood across 76245.
What the weather is like in 76245, month by month
76245 sees roughly 160 pleasant days a year. July highs average about 95 degrees. January highs sit near 55, with lows near 35. The comfortable stretch runs March through May, October, and November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 55° | 44° | 35° |
| April | 74° | 63° | 54° |
| July | 95° | 85° | 75° |
| October | 79° | 67° | 57° |
Flying in and out of 76245
Dallas-Fort Worth International sits about 66 miles away. It is a large hub and boarded 41.3 million passengers in 2025, with 289 nonstop destinations.
The best schools in and around 76245
Schools across 76245 average a B−, better than 61% of zip codes.
Top elementary schools
- Pottsboro ElB · 48% proficient
Top middle schools
- Whitesboro MiddleB · 44% proficient
- Pottsboro MiddleB− · 40% proficient
Top high schools
- Whitesboro H SB+ · 53% proficient
- Pottsboro H SB · 47% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 76245 school and its grade on SchoolGrade.
76245 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 76245 against the other 33,109 zip codes.
Common questions about living in 76245
Is 76245 a good place to live?
Using BestNeighborhood's default rankings, 76245 ranks 12,879th of 33,110 zip codes. It scores highest on fast internet, the weather, and low taxes, and lowest on summer heat and empty homes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 76245 expensive to live in?
The median home is worth $221,091. The overall cost of living runs about 17% below the national average. Set against a $95,670 median income, cost of living beats 88% of zip codes.
Is 76245 safe?
76245 is safer than 30% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $506 per resident a year.
Compare 76245 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 76245. Scores are absolute rather than ranked, which means a 60 in 76245 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
76245 detail on BestNeighborhood maps:
- Walk Grade for 76245: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 76245: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 76245: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 76245: carrier by carrier coverage behind the cell score.
76245 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.