Best Places81413, CO Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 81413, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
81413 ranks 23,551st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on low property taxes by a wide margin, and air quality ranks lowest.
The best neighborhoods in 81413
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
81413's strengths and weaknesses
Where 81413 ranks high
- Low property taxBetter than 93% of zip codes
- Voter turnoutBetter than 93% of zip codes
- Internet speedBetter than 92% of zip codes
- Nice weatherabout 159 pleasant days a year, better than 92% of zip codes
- Disaster safetyBetter than 82% of zip codes
Where 81413 ranks low
- Air qualityBetter than only 5% of zip codes
- State fiscal healthBetter than only 8% of zip codes
- Housing crash safetyBetter than only 8% of zip codes
- Big-city accessBetter than only 10% of zip codes
- School gradeD+, better than only 15% of zip codes
What it costs to buy a home in 81413
A household needs to earn about $83,000 a year to comfortably buy the median 81413 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $56,573, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 81413's effective rate of 0.37%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 81413
81413 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 81413.
Who works in 81413, and how
Work in 81413 centers on hospitality & food and retail trade. Unemployment sits above the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 81%
- Work from home 12%
- Transit, walk, or bike 7%
Life in 81413
81413 has more restaurants and bars per resident than 72% of zip codes. That concentrates in some parts of 81413 and thins out in others, which the map shows.
What the weather is like in 81413, month by month
81413 sees roughly 159 pleasant days a year. July highs average about 98 degrees. January highs sit near 43, with lows near 22. The comfortable stretch runs May, June, and September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 31° | 22° |
| April | 71° | 54° | 39° |
| July | 98° | 80° | 63° |
| October | 71° | 53° | 39° |
Flying in and out of 81413
The nearest airport, Montrose Regional, is about 28 miles away and is a small airport. The nearest major hub is Denver International, about 185 miles away.
The best schools in and around 81413
Schools across 81413 average a D+, better than 15% of zip codes.
Top elementary schools
- Cedaredge Elementary SchoolC · 33% proficient
Top middle schools
- Cedaredge Middle SchoolD+ · 27% proficient
Top high schools
- Cedaredge High SchoolC · 34% proficient
- Grand Mesa Choice AcademyF · 10% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 81413 school and its grade on SchoolGrade.
81413 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 81413 against the other 33,109 zip codes.
Common questions about living in 81413
Is 81413 a good place to live?
Using BestNeighborhood's default rankings, 81413 ranks 23,551st of 33,110 zip codes. It scores highest on low property taxes, civic engagement, and fast internet, and lowest on air quality and state finances. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 81413 expensive to live in?
The median home is worth $337,815. The overall cost of living runs about 8% below the national average. Set against a $56,573 median income, cost of living beats 16% of zip codes.
Is 81413 safe?
81413 is safer than 53% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $450 per resident a year.
Compare 81413 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 81413. Scores are absolute rather than ranked, which means a 60 in 81413 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
81413 detail on BestNeighborhood maps:
- Walk Grade for 81413: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 81413: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 81413: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 81413: carrier by carrier coverage behind the cell score.
81413 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.