Best Places89448, NV Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 89448, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
89448 ranks 5,541st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on high incomes by a wide margin, and an overheated housing market is the weak spot.
The best neighborhoods in 89448
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
89448's strengths and weaknesses
Where 89448 ranks high
- Household income$166,448 median, better than 98% of zip codes
- State infrastructureBetter than 96% of zip codes
- Low property taxBetter than 94% of zip codes
- Cost of living vs incomeBetter than 94% of zip codes
- State fiscal healthBetter than 92% of zip codes
Where 89448 ranks low
- Housing crash safetyBetter than only 5% of zip codes
- Low vacancyBetter than only 8% of zip codes
- Air qualityBetter than only 9% of zip codes
- Disaster safetyBetter than only 17% of zip codes
- Crime safetyBetter than only 17% of zip codes
What it costs to buy a home in 89448
A household needs to earn about $388,000 a year to comfortably buy the median 89448 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $166,448, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 89448's effective rate of 0.34%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 89448
89448 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 89448.
Who works in 89448, and how
Work in 89448 centers on professional & technical and health care & social. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 66%
- Work from home 32%
- Transit, walk, or bike 3%
Life in 89448
89448 has more restaurants and bars per resident than 98% of zip codes. That concentrates in some parts of 89448 and thins out in others, which the map shows.
What the weather is like in 89448, month by month
89448 sees roughly 103 pleasant days a year. July highs average about 83 degrees. January highs sit near 44, with lows near 18. The comfortable stretch runs June through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 30° | 18° |
| April | 57° | 41° | 27° |
| July | 83° | 64° | 43° |
| October | 65° | 45° | 28° |
Flying in and out of 89448
The nearest airport, Reno/Tahoe International, is about 36 miles away and is a small airport. The nearest major hub is Sacramento International, about 91 miles away.
The best schools in and around 89448
Schools across 89448 average a B−, better than 55% of zip codes.
Top elementary schools
- Zephyr Cove Elementary SchoolC+ · 37% proficient
Top high schools
- George Whittell High SchoolB− · 43% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 89448 school and its grade on SchoolGrade.
89448 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 89448 against the other 33,109 zip codes.
Common questions about living in 89448
Is 89448 a good place to live?
Using BestNeighborhood's default rankings, 89448 ranks 5,541st of 33,110 zip codes. It scores highest on high incomes, state infrastructure, and low property taxes, and lowest on an overheated housing market and empty homes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 89448 expensive to live in?
The median home is worth $1,581,018. The overall cost of living runs about 45% above the national average. Set against a $166,448 median income, cost of living beats 94% of zip codes.
Is 89448 safe?
89448 is safer than 17% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $610 per resident a year.
Compare 89448 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 89448. Scores are absolute rather than ranked, which means a 60 in 89448 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
89448 detail on BestNeighborhood maps:
- Walk Grade for 89448: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 89448: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 89448: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 89448: carrier by carrier coverage behind the cell score.
89448 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.