Best Places89521, NV Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 89521, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
89521 ranks 2,056th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in 89521
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
89521's strengths and weaknesses
Where 89521 ranks high
- State infrastructureBetter than 96% of zip codes
- Cost of living vs incomeBetter than 94% of zip codes
- Nice weatherabout 164 pleasant days a year, better than 93% of zip codes
- State fiscal healthBetter than 92% of zip codes
- Household income$129,169 median, better than 92% of zip codes
Where 89521 ranks low
- Disaster safetyBetter than only 8% of zip codes
- Tree shadeBetter than only 17% of zip codes
- Cheap car insuranceBetter than only 19% of zip codes
- Air qualityBetter than only 20% of zip codes
- Cheap childcare$1,111 a month, better than only 23% of zip codes
What it costs to buy a home in 89521
A household needs to earn about $164,000 a year to comfortably buy the median 89521 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $129,169, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 89521's effective rate of 0.52%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 89521
89521 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 89521.
Who works in 89521, and how
Work in 89521 centers on health care & social and professional & technical. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 77%
- Work from home 20%
- Transit, walk, or bike 3%
Life in 89521
89521 has fewer places to eat and drink per resident than most zip codes. That concentrates in some parts of 89521 and thins out in others, which the map shows.
What the weather is like in 89521, month by month
89521 sees roughly 164 pleasant days a year. July highs average about 97 degrees. January highs sit near 51, with lows near 25. The comfortable stretch runs May, June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 51° | 37° | 25° |
| April | 69° | 53° | 38° |
| July | 97° | 80° | 61° |
| October | 74° | 55° | 39° |
Flying in and out of 89521
The nearest airport, Reno/Tahoe International, is about 6 miles away and is a small airport. The nearest major hub is Sacramento International, about 112 miles away.
The best schools in and around 89521
Schools across 89521 average a B−, better than 58% of zip codes.
Top elementary schools
- Ted Hunsberger ElementaryA+ · 74% proficient
- Nick Poulakidas Elementary SchoolA− · 62% proficient
- Brown ElementaryB+ · 51% proficient
Top middle schools
- Kendyl Depoali Middle SchoolB+ · 49% proficient
- Virginia City Middle SchoolB− · 40% proficient
- Edward L. Pine Middle SchoolC− · 29% proficient
Top high schools
- Galena High SchoolB− · 40% proficient
- Damonte Ranch High SchoolC+ · 40% proficient
- Virginia City High SchoolC · 34% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 89521 school and its grade on SchoolGrade.
89521 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 89521 against the other 33,109 zip codes.
Who 89521 suits
Remote workers
Cost of living against local pay beats 94% of zip codes, internet is fast and widely advertised, and 20% already work from home.
Retirees
The weather beats 93% of zip codes and health care access beats 58%.
Common questions about living in 89521
Is 89521 a good place to live?
Using BestNeighborhood's default rankings, 89521 ranks 2,056th of 33,110 zip codes. It scores highest on state infrastructure, what local pay buys, and the weather, and lowest on disaster risk and tree cover. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 89521 expensive to live in?
The median home is worth $651,516. The overall cost of living runs about 1% above the national average. Set against a $129,169 median income, cost of living beats 94% of zip codes.
Is 89521 safe?
Yes, 89521 is safer than 76% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $289 per resident a year.
What is the weather like in 89521?
July highs average about 97 degrees, and January highs near 51 with lows near 25. That works out to about 164 pleasant days a year, more than 93% of zip codes.
Is 89521 good for families?
Schools beat 58% of zip codes, crime safety beats 76%, and childcare runs $1,111 a month.
Compare 89521 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 89521. Scores are absolute rather than ranked, which means a 60 in 89521 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
89521 detail on BestNeighborhood maps:
- Walk Grade for 89521: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 89521: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 89521: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 89521: carrier by carrier coverage behind the cell score.
89521 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.