Best Places89509, NV Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 89509, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
89509 ranks 3,785th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in 89509
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
89509's strengths and weaknesses
Where 89509 ranks high
- State infrastructureBetter than 96% of zip codes
- Nice weatherabout 165 pleasant days a year, better than 93% of zip codes
- WalkabilityBetter than 93% of zip codes
- State fiscal healthBetter than 92% of zip codes
- BikingBetter than 92% of zip codes
Where 89509 ranks low
- Disaster safetyBetter than only 12% of zip codes
- Cheap car insuranceBetter than only 15% of zip codes
- Crime safetyBetter than only 16% of zip codes
- Air qualityBetter than only 20% of zip codes
- Cheap childcare$1,122 a month, better than only 23% of zip codes
What it costs to buy a home in 89509
A household needs to earn about $168,000 a year to comfortably buy the median 89509 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $102,138, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 89509's effective rate of 0.41%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 89509
89509 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 89509.
Who works in 89509, and how
Work in 89509 centers on professional & technical and health care & social. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 74%
- Work from home 18%
- Transit, walk, or bike 8%
Life in 89509
89509 has more parkland per resident than 73% of zip codes. That concentrates in some parts of 89509 and thins out in others, which the map shows.
What the weather is like in 89509, month by month
89509 sees roughly 165 pleasant days a year. July highs average about 97 degrees. January highs sit near 51, with lows near 25. The comfortable stretch runs May, June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 51° | 37° | 25° |
| April | 69° | 53° | 38° |
| July | 97° | 80° | 61° |
| October | 74° | 55° | 39° |
Flying in and out of 89509
The nearest airport, Reno/Tahoe International, is about 3 miles away and is a small airport. The nearest major hub is Sacramento International, about 110 miles away.
The best schools in and around 89509
Schools across 89509 average a B+, better than 72% of zip codes.
Top elementary schools
- Caughlin Ranch ElementaryA+ · 73% proficient
- Roy Gomm ElementaryA+ · 72% proficient
- Mount Rose K-8 Academy Of LanguagesA · 62% proficient
Top middle schools
- Darrel Swope Middle SchoolB+ · 51% proficient
- Archie Clayton Pre-a.p. AcademyC+ · 37% proficient
- Edward L. Pine Middle SchoolC− · 29% proficient
Top high schools
- Reno High SchoolB+ · 53% proficient
- Galena High SchoolB− · 40% proficient
- Encompass AcademyF · 10% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 89509 school and its grade on SchoolGrade.
89509 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 89509 against the other 33,109 zip codes.
Who 89509 suits
Remote workers
Cost of living against local pay beats 84% of zip codes, internet is fast and widely advertised, and 18% already work from home.
Common questions about living in 89509
Is 89509 a good place to live?
Using BestNeighborhood's default rankings, 89509 ranks 3,785th of 33,110 zip codes. It scores highest on state infrastructure, the weather, and walkability, and lowest on disaster risk and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 89509 expensive to live in?
The median home is worth $677,597. The overall cost of living runs about 1% below the national average. Set against a $102,138 median income, cost of living beats 84% of zip codes.
Is 89509 safe?
89509 is safer than 16% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $659 per resident a year.
What is the weather like in 89509?
July highs average about 97 degrees, and January highs near 51 with lows near 25. That works out to about 165 pleasant days a year, more than 93% of zip codes.
Is 89509 good for families?
Schools beat 72% of zip codes, crime safety beats 16%, and childcare runs $1,122 a month.
Compare 89509 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 89509. Scores are absolute rather than ranked, which means a 60 in 89509 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
89509 detail on BestNeighborhood maps:
- Walk Grade for 89509: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 89509: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 89509: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 89509: carrier by carrier coverage behind the cell score.
89509 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.