Best Places89523, NV Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 89523, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
89523 ranks 3,412th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in 89523
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
89523's strengths and weaknesses
Where 89523 ranks high
- State infrastructureBetter than 96% of zip codes
- Nice weatherabout 168 pleasant days a year, better than 93% of zip codes
- State fiscal healthBetter than 92% of zip codes
- Low vacancyBetter than 90% of zip codes
- Health outlookBetter than 89% of zip codes
Where 89523 ranks low
- Cheap car insuranceBetter than only 16% of zip codes
- Air qualityBetter than only 19% of zip codes
- Disaster safetyBetter than only 22% of zip codes
- Tree shadeBetter than only 22% of zip codes
- Cheap childcare$1,122 a month, better than only 23% of zip codes
What it costs to buy a home in 89523
A household needs to earn about $151,000 a year to comfortably buy the median 89523 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $106,700, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 89523's effective rate of 0.49%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 89523
89523 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 89523.
Who works in 89523, and how
Work in 89523 centers on professional & technical and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 83%
- Work from home 14%
- Transit, walk, or bike 2%
Life in 89523
89523 has more parkland per resident than 88% of zip codes. That concentrates in some parts of 89523 and thins out in others, which the map shows.
What the weather is like in 89523, month by month
89523 sees roughly 168 pleasant days a year. July highs average about 97 degrees. January highs sit near 51, with lows near 25. The comfortable stretch runs May, June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 51° | 37° | 25° |
| April | 69° | 53° | 38° |
| July | 97° | 80° | 61° |
| October | 74° | 55° | 39° |
Flying in and out of 89523
The nearest airport, Reno/Tahoe International, is about 7 miles away and is a small airport. The nearest major hub is Sacramento International, about 108 miles away.
The best schools in and around 89523
Schools across 89523 average a B−, better than 52% of zip codes.
Top elementary schools
- Roy Gomm ElementaryA+ · 72% proficient
- Rollan Melton ElementaryA− · 61% proficient
- Hunter Lake ElementaryB · 50% proficient
Top middle schools
- Darrel Swope Middle SchoolB+ · 51% proficient
- Billinghurst Middle SchoolB− · 42% proficient
- Archie Clayton Pre-a.p. AcademyC+ · 37% proficient
Top high schools
- Reno High SchoolB+ · 53% proficient
- Robert Mcqueen High SchoolC · 34% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 89523 school and its grade on SchoolGrade.
89523 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 89523 against the other 33,109 zip codes.
Who 89523 suits
Families
Schools land around the 52nd percentile and crime safety beats 60%.
Remote workers
Cost of living against local pay beats 84% of zip codes, internet is fast and widely advertised, and 14% already work from home.
Common questions about living in 89523
Is 89523 a good place to live?
Using BestNeighborhood's default rankings, 89523 ranks 3,412th of 33,110 zip codes. It scores highest on state infrastructure, the weather, and state finances, and lowest on car insurance costs and air quality. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 89523 expensive to live in?
The median home is worth $604,595. The overall cost of living runs about 0% above the national average. Set against a $106,700 median income, cost of living beats 84% of zip codes.
Is 89523 safe?
Yes, 89523 is safer than 60% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $348 per resident a year.
What is the weather like in 89523?
July highs average about 97 degrees, and January highs near 51 with lows near 25. That works out to about 168 pleasant days a year, more than 93% of zip codes.
Is 89523 good for families?
Schools beat 52% of zip codes, crime safety beats 60%, and childcare runs $1,122 a month.
Compare 89523 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 89523. Scores are absolute rather than ranked, which means a 60 in 89523 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
89523 detail on BestNeighborhood maps:
- Walk Grade for 89523: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 89523: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 89523: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 89523: carrier by carrier coverage behind the cell score.
89523 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.