Best Places92105, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 92105, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
92105 ranks 15,670th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on the weather by a wide margin, and civic engagement ranks lowest.
The best neighborhoods in 92105
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
92105's strengths and weaknesses
Where 92105 ranks high
- Nice weatherabout 327 pleasant days a year, better than 99% of zip codes
- TransitBetter than 97% of zip codes
- BikingBetter than 97% of zip codes
- WalkabilityBetter than 96% of zip codes
- Big-city accessBetter than 92% of zip codes
Where 92105 ranks low
- Voter turnoutBetter than only 3% of zip codes
- Healthcare accessBetter than only 3% of zip codes
- Educational attainmentBetter than only 5% of zip codes
- Cost of living vs incomeBetter than only 6% of zip codes
- Housing crash safetyBetter than only 7% of zip codes
What it costs to buy a home in 92105
A household needs to earn about $156,000 a year to comfortably buy the median 92105 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $71,249, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 92105's effective rate of 0.58%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 92105
92105 runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 92105.
Who works in 92105, and how
Work in 92105 centers on health care & social and hospitality & food. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 80%
- Work from home 9%
- Transit, walk, or bike 11%
Life in 92105
92105 has more parkland per resident than 70% of zip codes. The coast is about 10 minutes away. That concentrates in some parts of 92105 and thins out in others, which the map shows.
What the weather is like in 92105, month by month
92105 sees roughly 327 pleasant days a year. July highs average about 77 degrees. January highs sit near 68, with lows near 48. Every month averages in that range.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 68° | 58° | 48° |
| April | 71° | 63° | 56° |
| July | 77° | 70° | 66° |
| October | 78° | 68° | 60° |
Flying in and out of 92105
San Diego International sits about 6 miles away. It is a large hub and boarded 12.7 million passengers in 2025, with 121 nonstop destinations.
The best schools in and around 92105
Schools across 92105 average a C, better than 33% of zip codes.
Top elementary schools
- Hamilton ElementaryD+ · 25% proficient
Top middle schools
- Clark MiddleD+ · 25% proficient
- Wilson MiddleF · 10% proficient
Top high schools
- Health Sciences High And Middle CollegeC− · 28% proficient
- Crawford HighD+ · 25% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 92105 school and its grade on SchoolGrade.
92105 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 92105 against the other 33,109 zip codes.
Who 92105 suits
Remote workers
Internet is fast and widely advertised and 9% already work from home.
Common questions about living in 92105
Is 92105 a good place to live?
Using BestNeighborhood's default rankings, 92105 ranks 15,670th of 33,110 zip codes. It scores highest on the weather, transit, and biking, and lowest on civic engagement and thin health care access. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 92105 expensive to live in?
The median home is worth $613,553. The overall cost of living runs about 31% above the national average. Set against a $71,249 median income, cost of living beats 6% of zip codes.
Is 92105 safe?
92105 is safer than 13% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $566 per resident a year.
What is the weather like in 92105?
July highs average about 77 degrees, and January highs near 68 with lows near 48. That works out to about 327 pleasant days a year, more than 100% of zip codes.
Is 92105 good for families?
Schools beat 33% of zip codes, crime safety beats 13%, and childcare runs $1,432 a month.
Compare 92105 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 92105. Scores are absolute rather than ranked, which means a 60 in 92105 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
92105 detail on BestNeighborhood maps:
- Walk Grade for 92105: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 92105: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 92105: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 92105: carrier by carrier coverage behind the cell score.
92105 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.