Best Places32765, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 32765, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
32765 ranks 2,135th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in 32765
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
32765's strengths and weaknesses
Where 32765 ranks high
- State infrastructureBetter than 98% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- Health outlookBetter than 94% of zip codes
- School gradeA, better than 93% of zip codes
- Cost of living vs incomeBetter than 89% of zip codes
Where 32765 ranks low
- Cheap car insuranceBetter than only 8% of zip codes
- Housing crash safetyBetter than only 8% of zip codes
- Heat safetyBetter than only 15% of zip codes
- Disaster safetyBetter than only 19% of zip codes
- Cheap childcare$1,027 a month, better than only 31% of zip codes
What it costs to buy a home in 32765
A household needs to earn about $121,000 a year to comfortably buy the median 32765 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $106,793, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 32765's effective rate of 0.69%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 32765
32765 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 32765.
Who works in 32765, and how
Work in 32765 centers on professional & technical and retail trade. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 73%
- Work from home 25%
- Transit, walk, or bike 2%
Life in 32765
32765 has more parkland per resident than 71% of zip codes and more late-night spots per resident than 74% of zip codes. Dining, parks, and nightlife concentrates in some parts of 32765 and thins out in others, which the map shows.
What the weather is like in 32765, month by month
32765 sees roughly 131 pleasant days a year. July highs average about 94 degrees. January highs sit near 74, with lows near 48. The comfortable stretch runs November through April.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 74° | 60° | 48° |
| April | 86° | 72° | 61° |
| July | 94° | 82° | 75° |
| October | 86° | 76° | 68° |
Flying in and out of 32765
The nearest airport, Orlando Sanford International, is about 9 miles away and is a small airport. The nearest major hub is Orlando International, about 16 miles away.
The best schools in and around 32765
Schools across 32765 average an A, better than 93% of zip codes.
Top elementary schools
- Partin Elementary SchoolA+ · 76% proficient
- Walker Elementary SchoolA+ · 76% proficient
- Rainbow Elementary SchoolA+ · 75% proficient
Top middle schools
- Jackson Heights Middle SchoolA+ · 69% proficient
- Chiles Middle SchoolA+ · 69% proficient
- Indian Trails Middle SchoolA− · 57% proficient
Top high schools
- Hagerty High SchoolA · 74% proficient
- Oviedo High SchoolA · 68% proficient
- Lake Howell High SchoolB · 50% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 32765 school and its grade on SchoolGrade.
32765 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 32765 against the other 33,109 zip codes.
Who 32765 suits
Remote workers
Cost of living against local pay beats 89% of zip codes, internet is fast and widely advertised, and 25% already work from home.
Common questions about living in 32765
Is 32765 a good place to live?
Using BestNeighborhood's default rankings, 32765 ranks 2,135th of 33,110 zip codes. It scores highest on state infrastructure, low taxes, and population health, and lowest on car insurance costs and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 32765 expensive to live in?
The median home is worth $470,320. The overall cost of living runs about 10% below the national average. Set against a $106,793 median income, cost of living beats 89% of zip codes.
Is 32765 safe?
Yes, 32765 is safer than 86% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $136 per resident a year.
What is the weather like in 32765?
July highs average about 94 degrees, and January highs near 74 with lows near 48. That works out to about 131 pleasant days a year, more than 81% of zip codes.
Is 32765 good for families?
Schools beat 93% of zip codes, crime safety beats 86%, and childcare runs $1,027 a month.
Compare 32765 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 32765. Scores are absolute rather than ranked, which means a 60 in 32765 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
32765 detail on BestNeighborhood maps:
- Walk Grade for 32765: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 32765: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 32765: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 32765: carrier by carrier coverage behind the cell score.
32765 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.