Best Places94960, CA Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 94960, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

94960 ranks 1,129th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on high incomes by a wide margin, and childcare costs are the weak spot.

#1,129
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
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The best neighborhoods in 94960

Map of the best neighborhoods in the 94960 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

94960's strengths and weaknesses

#1129Best US zip overall
Top 1%High incomes
Top 3%An educated workforce
Top 5%Civic engagement
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 94960 with other zip codes.

Where 94960 ranks high

  • Household income$182,173 median, better than 99% of zip codes
  • Educational attainmentBetter than 97% of zip codes
  • Voter turnoutBetter than 95% of zip codes
  • Healthcare accessBetter than 95% of zip codes
  • Health outlookBetter than 94% of zip codes

Where 94960 ranks low

  • Cheap childcare$2,211 a month, better than only 1% of zip codes
  • Low income/sales/gas taxBetter than only 10% of zip codes
  • Disaster safetyBetter than only 16% of zip codes
  • Short commute32.5 minutes each way, better than only 18% of zip codes
  • State fiscal healthBetter than only 20% of zip codes

What it costs to buy a home in 94960

A household needs to earn about $434,000 a year to comfortably buy the median 94960 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $182,173, so buying stretches a typical household.

Income to buy the median home
$434,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$10,135
principal, interest, tax, and insurance on a $1,643,166 home
Median rent
$3,112
a month, across all home sizes

Where the monthly payment goes

Principal & interest$8,378
Property tax$1,209
Homeowners insurance$548

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 94960's effective rate of 0.88%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 94960

94960 runs older than the country.

Median age
48
older than the U.S. median of 41
Residents 65 and older
22%
versus 18% nationally
Average household
2.5
below the U.S. average of 2.6

Residents by age

Under 1822%
18 to 3415%
35 to 4919%
50 to 6422%
65 and older22%

Racial and ethnic makeup has its own map. See the race and diversity map for 94960.


Who works in 94960, and how

Work in 94960 centers on professional & technical and health care & social. Unemployment sits above the national rate, and employment has held roughly flat.

Work from home
38%
above the national average
Unemployment
5.8%
above the national average
Job growth
+1.4%
/y 2019-2023, slower than the national pace

Largest industries

Professional & technical21%
Health care & social12%
Education12%
Finance & insurance7%
Retail trade6%

How people get to work

  • Drive or carpool 51%
  • Work from home 38%
  • Transit, walk, or bike 11%

Life in 94960

The coast is about 13 minutes away. Distance to the water changes a lot across 94960, which the map shows.

Places to eat and drink
66
restaurants, bars, and fast food, about 44.0 per 10,000 residents, more than 62% of zip codes
Coffee shops
10
about 6.7 per 10,000 residents, more than 75% of zip codes
To the coast
13 min
drive to the nearest ocean beaches

What the weather is like in 94960, month by month

94960 sees roughly 164 pleasant days a year. July highs average about 87 degrees. January highs sit near 60, with lows near 42. The comfortable stretch runs April through October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January60°50°42°
April71°57°46°
July87°66°52°
October79°61°47°

Flying in and out of 94960

San Francisco Bay Oakland International sits about 26 miles away. It is a medium hub and boarded 4.5 million passengers in 2025, with 64 nonstop destinations.

Nearest airport
OAK
San Francisco Bay Oakland International, about 26 miles
Airport size
Medium hub
48th-busiest in the US, 64 nonstop destinations
Average drive
38 min
from the area, with no traffic

The best schools in and around 94960

Schools across 94960 average an A, better than 92% of zip codes.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 94960 school and its grade on SchoolGrade.


94960 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 94960 against the other 33,109 zip codes.


Common questions about living in 94960

Is 94960 a good place to live?

Using BestNeighborhood's default rankings, 94960 ranks 1,129th of 33,110 zip codes. It scores highest on high incomes, an educated workforce, and civic engagement, and lowest on childcare costs and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 94960 expensive to live in?

The median home is worth $1,643,166. The overall cost of living runs about 56% above the national average. Set against a $182,173 median income, cost of living beats 92% of zip codes.

Is 94960 safe?

94960 is safer than 29% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $438 per resident a year.


Compare 94960 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 94960. Scores are absolute rather than ranked, which means a 60 in 94960 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

94960 detail on BestNeighborhood maps:

  1. Walk Grade for 94960: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 94960: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 94960: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 94960: carrier by carrier coverage behind the cell score.

94960 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.