Best Places95019, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95019, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
95019 ranks 24,360th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on the weather by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in 95019
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95019's strengths and weaknesses
Where 95019 ranks high
- Nice weatherabout 199 pleasant days a year, better than 97% of zip codes
- TransitBetter than 97% of zip codes
- Low vacancyBetter than 96% of zip codes
- BikingBetter than 96% of zip codes
- Air qualityBetter than 95% of zip codes
Where 95019 ranks low
- Cheap childcare$1,701 a month, better than only 2% of zip codes
- Educational attainmentBetter than only 3% of zip codes
- Disaster safetyBetter than only 3% of zip codes
- Healthcare accessBetter than only 6% of zip codes
- Cost of living vs incomeBetter than only 8% of zip codes
What it costs to buy a home in 95019
A household needs to earn about $174,000 a year to comfortably buy the median 95019 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $70,838, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95019's effective rate of 0.64%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 95019
95019 runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95019.
Who works in 95019, and how
Work in 95019 centers on health care & social and agriculture & forestry. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 85%
- Work from home 5%
- Transit, walk, or bike 10%
Life in 95019
The coast is about 8 minutes away. Distance to the water changes a lot across 95019, which the map shows.
What the weather is like in 95019, month by month
95019 sees roughly 199 pleasant days a year. July highs average about 73 degrees. January highs sit near 63, with lows near 40. The comfortable stretch runs April through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 63° | 50° | 40° |
| April | 68° | 55° | 44° |
| July | 73° | 60° | 53° |
| October | 77° | 60° | 48° |
Flying in and out of 95019
The nearest airport, Monterey Regional, is about 24 miles away and is a small airport. The nearest major hub is Norman Y Mineta San Jose International, about 31 miles away.
The best schools in and around 95019
Schools across 95019 average a C+, better than 48% of zip codes.
Top middle schools
- E. A. Hall MiddleF · 6% proficient
- Rolling Hills MiddleF · 6% proficient
- Cesar E. Chavez MiddleF · 6% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95019 school and its grade on SchoolGrade.
95019 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95019 against the other 33,109 zip codes.
Common questions about living in 95019
Is 95019 a good place to live?
Using BestNeighborhood's default rankings, 95019 ranks 24,360th of 33,110 zip codes. It scores highest on the weather, transit, and few empty homes, and lowest on childcare costs and education levels. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95019 expensive to live in?
The median home is worth $681,852. The overall cost of living runs about 26% above the national average. Set against a $70,838 median income, cost of living beats 8% of zip codes.
Is 95019 safe?
95019 is safer than 18% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $523 per resident a year.
Compare 95019 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95019. Scores are absolute rather than ranked, which means a 60 in 95019 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95019 detail on BestNeighborhood maps:
- Walk Grade for 95019: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95019: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95019: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95019: carrier by carrier coverage behind the cell score.
95019 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.