Best Places95076, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95076, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
95076 ranks 19,088th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on the weather by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in 95076
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95076's strengths and weaknesses
Where 95076 ranks high
- Nice weatherabout 199 pleasant days a year, better than 97% of zip codes
- Air qualityBetter than 95% of zip codes
- WalkabilityBetter than 91% of zip codes
- TransitBetter than 90% of zip codes
- BikingBetter than 90% of zip codes
Where 95076 ranks low
- Disaster safetyBetter than only 3% of zip codes
- Cheap childcare$1,650 a month, better than only 3% of zip codes
- Educational attainmentBetter than only 4% of zip codes
- Healthcare accessBetter than only 6% of zip codes
- Voter turnoutBetter than only 10% of zip codes
What it costs to buy a home in 95076
A household needs to earn about $203,000 a year to comfortably buy the median 95076 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $95,140, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95076's effective rate of 0.65%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 95076
95076 runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95076.
Who works in 95076, and how
Work in 95076 centers on agriculture & forestry and health care & social. Unemployment sits above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 9%
- Transit, walk, or bike 5%
Life in 95076
95076 has more parkland per resident than 79% of zip codes. The coast is about 10 minutes away. That concentrates in some parts of 95076 and thins out in others, which the map shows.
What the weather is like in 95076, month by month
95076 sees roughly 199 pleasant days a year. July highs average about 73 degrees. January highs sit near 63, with lows near 40. The comfortable stretch runs April through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 63° | 50° | 40° |
| April | 68° | 55° | 44° |
| July | 73° | 60° | 53° |
| October | 77° | 60° | 48° |
Flying in and out of 95076
The nearest airport, Monterey Regional, is about 24 miles away and is a small airport. The nearest major hub is Norman Y Mineta San Jose International, about 32 miles away.
The best schools in and around 95076
Schools across 95076 average a C+, better than 49% of zip codes.
Top elementary schools
- AromasC · 31% proficient
- Alianza CharterF · 10% proficient
Top middle schools
- Shoreline MiddleD · 20% proficient
- E. A. Hall MiddleF · 6% proficient
- Rolling Hills MiddleF · 6% proficient
Top high schools
- Diamond Technology InstituteB+ · 58% proficient
- Anzar HighC · 32% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95076 school and its grade on SchoolGrade.
95076 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95076 against the other 33,109 zip codes.
Who 95076 suits
Remote workers
Internet is fast and widely advertised and 9% already work from home.
Common questions about living in 95076
Is 95076 a good place to live?
Using BestNeighborhood's default rankings, 95076 ranks 19,088th of 33,110 zip codes. It scores highest on the weather, clean air, and walkability, and lowest on disaster risk and childcare costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95076 expensive to live in?
The median home is worth $790,835. The overall cost of living runs about 35% above the national average. Set against a $95,140 median income, cost of living beats 22% of zip codes.
Is 95076 safe?
95076 is safer than 26% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $454 per resident a year.
What is the weather like in 95076?
July highs average about 73 degrees, and January highs near 63 with lows near 40. That works out to about 199 pleasant days a year, more than 97% of zip codes.
Is 95076 good for families?
Schools beat 49% of zip codes, crime safety beats 26%, and childcare runs $1,650 a month.
Compare 95076 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95076. Scores are absolute rather than ranked, which means a 60 in 95076 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95076 detail on BestNeighborhood maps:
- Walk Grade for 95076: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95076: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95076: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95076: carrier by carrier coverage behind the cell score.
95076 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.