Best Places95125, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95125, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
95125 ranks 1,703rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on high incomes by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in 95125
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95125's strengths and weaknesses
Where 95125 ranks high
- Household income$170,251 median, better than 98% of zip codes
- Nice weatherabout 210 pleasant days a year, better than 98% of zip codes
- BikingBetter than 97% of zip codes
- Health outlookBetter than 95% of zip codes
- TransitBetter than 95% of zip codes
Where 95125 ranks low
- Cheap childcare$2,106 a month, better than only 1% of zip codes
- Disaster safetyBetter than only 9% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- QuietBetter than only 13% of zip codes
- Housing crash safetyBetter than only 18% of zip codes
What it costs to buy a home in 95125
A household needs to earn about $405,000 a year to comfortably buy the median 95125 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $170,251, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95125's effective rate of 0.73%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 95125
95125's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95125.
Who works in 95125, and how
Work in 95125 centers on professional & technical and manufacturing. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 66%
- Work from home 26%
- Transit, walk, or bike 7%
Life in 95125
The coast is about 28 minutes away. Distance to the water changes a lot across 95125, which the map shows.
What the weather is like in 95125, month by month
95125 sees roughly 210 pleasant days a year. July highs average about 84 degrees. January highs sit near 63, with lows near 42. The comfortable stretch runs March through November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 63° | 52° | 42° |
| April | 73° | 59° | 48° |
| July | 84° | 69° | 58° |
| October | 80° | 65° | 53° |
Flying in and out of 95125
Norman Y Mineta San Jose International sits about 5 miles away. It is a medium hub and boarded 5.3 million passengers in 2025, with 67 nonstop destinations.
The best schools in and around 95125
Schools across 95125 average a B+, better than 77% of zip codes.
Top elementary schools
- Booksin ElementaryA · 67% proficient
- Hammer Montessori At Galarza ElementaryA− · 58% proficient
- Schallenberger ElementaryB+ · 52% proficient
Top middle schools
- Willow Glen MiddleB+ · 48% proficient
- John Muir MiddleB · 44% proficient
- Herbert Hoover MiddleC− · 29% proficient
Top high schools
- University Preparatory Academy CharterA+ · 80% proficient
- Evergreen Valley HighA · 80% proficient
- Middle College HighA · 75% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95125 school and its grade on SchoolGrade.
95125 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95125 against the other 33,109 zip codes.
Who 95125 suits
Remote workers
Cost of living against local pay beats 78% of zip codes, internet is fast and widely advertised, and 26% already work from home.
Common questions about living in 95125
Is 95125 a good place to live?
Using BestNeighborhood's default rankings, 95125 ranks 1,703rd of 33,110 zip codes. It scores highest on high incomes, the weather, and biking, and lowest on childcare costs and disaster risk. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95125 expensive to live in?
The median home is worth $1,564,721. The overall cost of living runs about 73% above the national average. Set against a $170,251 median income, cost of living beats 78% of zip codes.
Is 95125 safe?
Yes, 95125 is safer than 61% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $296 per resident a year.
What is the weather like in 95125?
July highs average about 84 degrees, and January highs near 63 with lows near 42. That works out to about 210 pleasant days a year, more than 98% of zip codes.
Is 95125 good for families?
Schools beat 77% of zip codes, crime safety beats 61%, and childcare runs $2,106 a month.
Compare 95125 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95125. Scores are absolute rather than ranked, which means a 60 in 95125 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95125 detail on BestNeighborhood maps:
- Walk Grade for 95125: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95125: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95125: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95125: carrier by carrier coverage behind the cell score.
95125 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.