Best Places95191, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95191, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
95191 ranks 1,006th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on biking by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in 95191
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95191's strengths and weaknesses
Where 95191 ranks high
- BikingBetter than 99% of zip codes
- Educational attainmentBetter than 99% of zip codes
- WalkabilityBetter than 99% of zip codes
- Household income$250,001 median, better than 99% of zip codes
- Cost of living vs incomeBetter than 99% of zip codes
Where 95191 ranks low
- Cheap childcare$2,106 a month, better than only 1% of zip codes
- Short commute42.6 minutes each way, better than only 2% of zip codes
- Local economyBetter than only 5% of zip codes
- Disaster safetyBetter than only 6% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
What it costs to buy a home in 95191
A household needs to earn about $484,000 a year to comfortably buy the median 95191 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $250,001, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95191's effective rate of 0.66%, and insurance is estimated at 0.4% of home value a year.
Who lives in 95191
95191 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95191.
Who works in 95191, and how
Work in 95191 centers on professional & technical and manufacturing. Unemployment runs well above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 59%
- Work from home 34%
- Transit, walk, or bike 7%
Life in 95191
The coast is about 27 minutes away. Distance to the water changes a lot across 95191, which the map shows.
What the weather is like in 95191, month by month
95191 sees roughly 197 pleasant days a year. July highs average about 84 degrees. January highs sit near 63, with lows near 42. The comfortable stretch runs March through November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 63° | 52° | 42° |
| April | 73° | 59° | 48° |
| July | 84° | 69° | 58° |
| October | 80° | 65° | 53° |
Flying in and out of 95191
Norman Y Mineta San Jose International sits about 2 miles away. It is a medium hub and boarded 5.3 million passengers in 2025, with 67 nonstop destinations.
The best schools in and around 95191
Schools across 95191 average a B−, better than 59% of zip codes.
Top elementary schools
- Merritt Trace ElementaryC− · 26% proficient
Top middle schools
- Herbert Hoover MiddleC− · 29% proficient
Top high schools
- Middle College HighA · 75% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95191 school and its grade on SchoolGrade.
95191 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95191 against the other 33,109 zip codes.
Common questions about living in 95191
Is 95191 a good place to live?
Using BestNeighborhood's default rankings, 95191 ranks 1,006th of 33,110 zip codes. It scores highest on biking, an educated workforce, and walkability, and lowest on childcare costs and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95191 expensive to live in?
The median home is worth $1,887,100. The overall cost of living runs about 55% above the national average. Set against a $250,001 median income, cost of living beats 99% of zip codes.
Is 95191 safe?
95191 is safer than 17% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $509 per resident a year.
Compare 95191 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95191. Scores are absolute rather than ranked, which means a 60 in 95191 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95191 detail on BestNeighborhood maps:
- Walk Grade for 95191: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95191: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95191: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95191: carrier by carrier coverage behind the cell score.
95191 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.