Best Places95376, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95376, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
95376 ranks 15,239th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on biking by a wide margin, and long commutes are the weak spot.
The best neighborhoods in 95376
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95376's strengths and weaknesses
Where 95376 ranks high
- BikingBetter than 95% of zip codes
- Big-city accessBetter than 90% of zip codes
- Cell coverageBetter than 90% of zip codes
- TransitBetter than 89% of zip codes
- WalkabilityBetter than 88% of zip codes
Where 95376 ranks low
- Short commute40.3 minutes each way, better than only 4% of zip codes
- Heat safetyBetter than only 6% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Voter turnoutBetter than only 11% of zip codes
- Educational attainmentBetter than only 11% of zip codes
What it costs to buy a home in 95376
A household needs to earn about $157,000 a year to comfortably buy the median 95376 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $110,635, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95376's effective rate of 0.73%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 95376
95376 runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95376.
Who works in 95376, and how
Work in 95376 centers on retail trade and manufacturing. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 82%
- Work from home 11%
- Transit, walk, or bike 6%
Life in 95376
95376 has more parkland per resident than 68% of zip codes. That concentrates in some parts of 95376 and thins out in others, which the map shows.
What the weather is like in 95376, month by month
95376 sees roughly 134 pleasant days a year. July highs average about 98 degrees. January highs sit near 61, with lows near 39. The comfortable stretch runs March through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 61° | 49° | 39° |
| April | 77° | 61° | 46° |
| July | 98° | 78° | 60° |
| October | 83° | 65° | 49° |
Flying in and out of 95376
The nearest airport, Stockton Metro, is about 15 miles away and is a small airport. The nearest major hub is Norman Y Mineta San Jose International, about 38 miles away.
The best schools in and around 95376
Schools across 95376 average a C−, better than 18% of zip codes.
Top elementary schools
- Monticello ElementaryB · 48% proficient
- Primary CharterB · 48% proficient
- George Kelly ElementaryC+ · 39% proficient
Top middle schools
- JeffersonA− · 56% proficient
- Discovery CharterC+ · 36% proficient
- Earle E. Williams MiddleD · 21% proficient
Top high schools
- John C. Kimball HighB · 46% proficient
- Millennium CharterB− · 45% proficient
- Tracy HighC+ · 40% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95376 school and its grade on SchoolGrade.
95376 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95376 against the other 33,109 zip codes.
Who 95376 suits
Families
Schools land around the 18th percentile and crime safety beats 57%.
Remote workers
Internet is fast and widely advertised and 11% already work from home.
Common questions about living in 95376
Is 95376 a good place to live?
Using BestNeighborhood's default rankings, 95376 ranks 15,239th of 33,110 zip codes. It scores highest on biking, big-city access, and cell coverage, and lowest on long commutes and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95376 expensive to live in?
The median home is worth $607,279. The overall cost of living runs about 20% above the national average. Set against a $110,635 median income, cost of living beats 58% of zip codes.
Is 95376 safe?
Yes, 95376 is safer than 57% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $318 per resident a year.
What is the weather like in 95376?
July highs average about 98 degrees, and January highs near 61 with lows near 39. That works out to about 134 pleasant days a year, more than 83% of zip codes.
Is 95376 good for families?
Schools beat 18% of zip codes, crime safety beats 57%, and childcare runs $1,299 a month.
Compare 95376 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95376. Scores are absolute rather than ranked, which means a 60 in 95376 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95376 detail on BestNeighborhood maps:
- Walk Grade for 95376: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95376: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95376: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95376: carrier by carrier coverage behind the cell score.
95376 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.