Best Places95694, CA Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 95694, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

95694 ranks 9,623rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on the weather by a wide margin, and childcare costs are the weak spot.

#9,623
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
Set your priorities to see your rank

The best neighborhoods in 95694

Map of the best neighborhoods in the 95694 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

95694's strengths and weaknesses

Top 10%The weather
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 95694 with other zip codes.

Where 95694 ranks high

  • Nice weatherabout 153 pleasant days a year, better than 90% of zip codes
  • Household income$118,508 median, better than 89% of zip codes
  • WalkabilityBetter than 88% of zip codes
  • Big-city accessBetter than 87% of zip codes
  • Health outlookBetter than 87% of zip codes

Where 95694 ranks low

  • Cheap childcare$1,539 a month, better than only 5% of zip codes
  • Low income/sales/gas taxBetter than only 10% of zip codes
  • School gradeD+, better than only 14% of zip codes
  • Heat safetyBetter than only 16% of zip codes
  • Disaster safetyBetter than only 19% of zip codes

What it costs to buy a home in 95694

A household needs to earn about $192,000 a year to comfortably buy the median 95694 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $118,508, so buying stretches a typical household.

Income to buy the median home
$192,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$4,476
principal, interest, tax, and insurance on a $744,463 home
Median rent
$1,553
a month, across all home sizes

Where the monthly payment goes

Principal & interest$3,796
Property tax$432
Homeowners insurance$248

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95694's effective rate of 0.70%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 95694

95694 runs younger than the country, and households here run larger than average.

Median age
38
younger than the U.S. median of 41
Residents 65 and older
16%
versus 18% nationally
Average household
3.1
above the U.S. average of 2.6

Residents by age

Under 1825%
18 to 3421%
35 to 4919%
50 to 6419%
65 and older16%

Racial and ethnic makeup has its own map. See the race and diversity map for 95694.


Who works in 95694, and how

Work in 95694 centers on education and retail trade. Unemployment is low, and employment has held roughly flat.

Work from home
17%
about the national average
Unemployment
3.5%
below the national average
Job growth
−1.1%
/y 2019-2023, slower than the national pace

Largest industries

Education12%
Retail trade11%
Agriculture & forestry10%
Manufacturing10%
Health care & social8%

How people get to work

  • Drive or carpool 78%
  • Work from home 17%
  • Transit, walk, or bike 5%

Life in 95694

95694 has more restaurants and bars per resident than 69% of zip codes. That concentrates in some parts of 95694 and thins out in others, which the map shows.

Places to eat and drink
49
restaurants, bars, and fast food, about 50.9 per 10,000 residents, more than 69% of zip codes
Coffee shops
6
about 6.2 per 10,000 residents, more than 73% of zip codes

What the weather is like in 95694, month by month

95694 sees roughly 153 pleasant days a year. July highs average about 98 degrees. January highs sit near 61, with lows near 38. The comfortable stretch runs March through June, September, and October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January61°49°38°
April77°61°45°
July98°78°59°
October83°65°48°

Flying in and out of 95694

Sacramento International sits about 24 miles away. It is a medium hub and boarded 6.8 million passengers in 2025, with 85 nonstop destinations.

Nearest airport
SMF
Sacramento International, about 24 miles
Airport size
Medium hub
36th-busiest in the US, 85 nonstop destinations
Average drive
34 min
from the area, with no traffic

The best schools in and around 95694

Schools across 95694 average a D+, better than 14% of zip codes.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 95694 school and its grade on SchoolGrade.


95694 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95694 against the other 33,109 zip codes.


Common questions about living in 95694

Is 95694 a good place to live?

Using BestNeighborhood's default rankings, 95694 ranks 9,623rd of 33,110 zip codes. It scores highest on the weather, high incomes, and walkability, and lowest on childcare costs and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 95694 expensive to live in?

The median home is worth $744,463. The overall cost of living runs about 23% above the national average. Set against a $118,508 median income, cost of living beats 68% of zip codes.

Is 95694 safe?

95694 is safer than 46% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $359 per resident a year.


Compare 95694 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 95694. Scores are absolute rather than ranked, which means a 60 in 95694 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

95694 detail on BestNeighborhood maps:

  1. Walk Grade for 95694: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 95694: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 95694: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 95694: carrier by carrier coverage behind the cell score.

95694 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.