Best Places95618, CA Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 95618, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

95618 ranks 2,535th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on biking by a wide margin, and childcare costs are the weak spot.

#2,535
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
Set your priorities to see your rank

The best neighborhoods in 95618

Map of the best neighborhoods in the 95618 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

95618's strengths and weaknesses

Top 1%Biking
Top 3%An educated workforce
Top 5%Population health
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 95618 with other zip codes.

Where 95618 ranks high

  • BikingBetter than 99% of zip codes
  • Educational attainmentBetter than 98% of zip codes
  • Health outlookBetter than 96% of zip codes
  • Nice weatherabout 174 pleasant days a year, better than 94% of zip codes
  • TransitBetter than 94% of zip codes

Where 95618 ranks low

  • Cheap childcare$1,549 a month, better than only 5% of zip codes
  • Low income/sales/gas taxBetter than only 10% of zip codes
  • QuietBetter than only 12% of zip codes
  • State fiscal healthBetter than only 20% of zip codes
  • Cheap car insuranceBetter than only 21% of zip codes

What it costs to buy a home in 95618

A household needs to earn about $227,000 a year to comfortably buy the median 95618 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $130,227, so buying stretches a typical household.

Income to buy the median home
$227,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$5,290
principal, interest, tax, and insurance on a $860,233 home
Median rent
$2,366
a month, across all home sizes

Where the monthly payment goes

Principal & interest$4,386
Property tax$617
Homeowners insurance$287

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95618's effective rate of 0.86%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 95618

95618 runs younger than the country.

Median age
34
younger than the U.S. median of 41
Residents 65 and older
14%
versus 18% nationally
Average household
2.7
near the U.S. average of 2.6

Residents by age

Under 1818%
18 to 3434%
35 to 4917%
50 to 6416%
65 and older14%

Racial and ethnic makeup has its own map. See the race and diversity map for 95618.


Who works in 95618, and how

Work in 95618 centers on education and health care & social. Unemployment is close to the national rate, and jobs are growing.

Work from home
26%
above the national average
Unemployment
3.7%
below the national average
Job growth
+2.4%
/y 2019-2023, near the national pace

Largest industries

Education24%
Health care & social13%
Professional & technical12%
Public administration10%
Retail trade7%

How people get to work

  • Drive or carpool 60%
  • Work from home 26%
  • Transit, walk, or bike 14%

Life in 95618

95618 has fewer places to eat and drink per resident than most zip codes and more parkland per resident than 88% of zip codes. Dining, parks, and nightlife concentrates in some parts of 95618 and thins out in others, which the map shows.

Places to eat and drink
49
restaurants, bars, and fast food, about 17.9 per 10,000 residents, more than 28% of zip codes
Coffee shops
8
about 2.9 per 10,000 residents, more than 53% of zip codes
Parkland
254 acres
about 9.2 acres per 1,000 residents, more than 88% of zip codes

What the weather is like in 95618, month by month

95618 sees roughly 174 pleasant days a year. July highs average about 95 degrees. January highs sit near 58, with lows near 42. The comfortable stretch runs April through October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January58°49°42°
April74°60°48°
July95°75°58°
October80°64°51°

Flying in and out of 95618

Sacramento International sits about 12 miles away. It is a medium hub and boarded 6.8 million passengers in 2025, with 85 nonstop destinations.

Nearest airport
SMF
Sacramento International, about 12 miles
Airport size
Medium hub
36th-busiest in the US, 85 nonstop destinations
Average drive
17 min
from the area, with no traffic

The best schools in and around 95618

Schools across 95618 average an A−, better than 84% of zip codes.

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 95618 school and its grade on SchoolGrade.


95618 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95618 against the other 33,109 zip codes.


Who 95618 suits

Families

Schools beat 84% of zip codes.

See the families priority ↑

Remote workers

Cost of living against local pay beats 76% of zip codes, internet is fast and widely advertised, and 26% already work from home.

See the remote-work priority ↑

Retirees

The weather beats 94% of zip codes.

See the retirees priority ↑


Common questions about living in 95618

Is 95618 a good place to live?

Using BestNeighborhood's default rankings, 95618 ranks 2,535th of 33,110 zip codes. It scores highest on biking, an educated workforce, and population health, and lowest on childcare costs and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 95618 expensive to live in?

The median home is worth $860,233. The overall cost of living runs about 30% above the national average. Set against a $130,227 median income, cost of living beats 76% of zip codes.

Is 95618 safe?

95618 is safer than 35% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $394 per resident a year.

What is the weather like in 95618?

July highs average about 95 degrees, and January highs near 58 with lows near 42. That works out to about 174 pleasant days a year, more than 94% of zip codes.

Is 95618 good for families?

Schools beat 84% of zip codes, crime safety beats 35%, and childcare runs $1,549 a month.


Compare 95618 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 95618. Scores are absolute rather than ranked, which means a 60 in 95618 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

95618 detail on BestNeighborhood maps:

  1. Walk Grade for 95618: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 95618: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 95618: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 95618: carrier by carrier coverage behind the cell score.

95618 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.