Best Places95838, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95838, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
95838 ranks 21,928th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and thin health care access ranks lowest.
The best neighborhoods in 95838
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95838's strengths and weaknesses
Where 95838 ranks high
- Low vacancyBetter than 95% of zip codes
- BikingBetter than 93% of zip codes
- TransitBetter than 92% of zip codes
- Nice weatherabout 150 pleasant days a year, better than 89% of zip codes
- Big-city accessBetter than 87% of zip codes
Where 95838 ranks low
- Healthcare accessBetter than only 4% of zip codes
- Voter turnoutBetter than only 5% of zip codes
- Educational attainmentBetter than only 8% of zip codes
- QuietBetter than only 8% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
What it costs to buy a home in 95838
A household needs to earn about $98,000 a year to comfortably buy the median 95838 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $69,897, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95838's effective rate of 0.72%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 95838
95838 runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95838.
Who works in 95838, and how
Work in 95838 centers on health care & social and retail trade. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 85%
- Work from home 10%
- Transit, walk, or bike 5%
Life in 95838
95838 has fewer places to eat and drink per resident than most zip codes. That concentrates in some parts of 95838 and thins out in others, which the map shows.
What the weather is like in 95838, month by month
95838 sees roughly 150 pleasant days a year. July highs average about 97 degrees. January highs sit near 58, with lows near 41. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 58° | 48° | 41° |
| April | 75° | 60° | 49° |
| July | 97° | 78° | 63° |
| October | 80° | 65° | 52° |
Flying in and out of 95838
Sacramento International sits about 9 miles away. It is a medium hub and boarded 6.8 million passengers in 2025, with 85 nonstop destinations.
The best schools in and around 95838
Schools across 95838 average a C+, better than 51% of zip codes.
Top high schools
- Mira Loma HighA+ · 80% proficient
- Futures HighC · 33% proficient
- Natomas HighD+ · 25% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95838 school and its grade on SchoolGrade.
95838 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95838 against the other 33,109 zip codes.
Who 95838 suits
Remote workers
Internet is fast and widely advertised and 10% already work from home.
Common questions about living in 95838
Is 95838 a good place to live?
Using BestNeighborhood's default rankings, 95838 ranks 21,928th of 33,110 zip codes. It scores highest on few empty homes, biking, and transit, and lowest on thin health care access and civic engagement. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95838 expensive to live in?
The median home is worth $379,475. The overall cost of living runs about 13% above the national average. Set against a $69,897 median income, cost of living beats 11% of zip codes.
Is 95838 safe?
95838 is safer than 19% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $500 per resident a year.
What is the weather like in 95838?
July highs average about 97 degrees, and January highs near 58 with lows near 41. That works out to about 150 pleasant days a year, more than 89% of zip codes.
Is 95838 good for families?
Schools beat 51% of zip codes, crime safety beats 19%, and childcare runs $1,332 a month.
Compare 95838 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95838. Scores are absolute rather than ranked, which means a 60 in 95838 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95838 detail on BestNeighborhood maps:
- Walk Grade for 95838: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95838: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95838: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95838: carrier by carrier coverage behind the cell score.
95838 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.