Best Places98225, WA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 98225, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
98225 ranks 10,560th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on biking by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in 98225
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
98225's strengths and weaknesses
Where 98225 ranks high
- BikingBetter than 98% of zip codes
- TransitBetter than 98% of zip codes
- Air qualityBetter than 97% of zip codes
- WalkabilityBetter than 96% of zip codes
- Health outlookBetter than 90% of zip codes
Where 98225 ranks low
- Cheap childcare$1,516 a month, better than only 5% of zip codes
- Housing crash safetyBetter than only 8% of zip codes
- State infrastructureBetter than only 11% of zip codes
- Cost of living vs incomeBetter than only 13% of zip codes
- QuietBetter than only 13% of zip codes
What it costs to buy a home in 98225
A household needs to earn about $158,000 a year to comfortably buy the median 98225 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $69,196, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 98225's effective rate of 0.66%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 98225
98225 runs younger than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 98225.
Who works in 98225, and how
Work in 98225 centers on education and health care & social. Unemployment sits above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 61%
- Work from home 15%
- Transit, walk, or bike 24%
Life in 98225
98225 has more restaurants and bars per resident than 84% of zip codes and more parkland per resident than 72% of zip codes. The coast is about 2 minutes away. Dining, parks, and nightlife concentrates in some parts of 98225 and thins out in others, which the map shows.
What the weather is like in 98225, month by month
98225 sees roughly 124 pleasant days a year. July highs average about 76 degrees. January highs sit near 48, with lows near 33. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 48° | 40° | 33° |
| April | 60° | 50° | 40° |
| July | 76° | 65° | 54° |
| October | 61° | 51° | 43° |
Flying in and out of 98225
The nearest airport, Bellingham International, is about 4 miles away and is a small airport. The nearest major hub is Seattle-Tacoma International, about 90 miles away.
98225 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 98225 against the other 33,109 zip codes.
Who 98225 suits
Remote workers
Internet is fast and widely advertised and 15% already work from home.
Common questions about living in 98225
Is 98225 a good place to live?
Using BestNeighborhood's default rankings, 98225 ranks 10,560th of 33,110 zip codes. It scores highest on biking, transit, and clean air, and lowest on childcare costs and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 98225 expensive to live in?
The median home is worth $616,246. The overall cost of living runs about 18% above the national average. Set against a $69,196 median income, cost of living beats 13% of zip codes.
Is 98225 safe?
98225 is safer than 24% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $622 per resident a year.
What is the weather like in 98225?
July highs average about 76 degrees, and January highs near 48 with lows near 33. That works out to about 124 pleasant days a year, more than 78% of zip codes.
Is 98225 good for families?
Schools beat 55% of zip codes, crime safety beats 24%, and childcare runs $1,516 a month.
Compare 98225 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 98225. Scores are absolute rather than ranked, which means a 60 in 98225 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
98225 detail on BestNeighborhood maps:
- Walk Grade for 98225: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 98225: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 98225: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 98225: carrier by carrier coverage behind the cell score.
98225 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.