Best Places98304, WA Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 98304, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

98304 ranks 15,114th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on quiet by a wide margin, and internet speeds rank lowest.

#15,114
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
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The best neighborhoods in 98304

Map of the best neighborhoods in the 98304 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

98304's strengths and weaknesses

Top 3%Quiet
Top 10%Tree cover
Top 10%High incomes
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 98304 with other zip codes.

Where 98304 ranks high

  • QuietBetter than 97% of zip codes
  • Tree shadeBetter than 92% of zip codes
  • Household income$122,933 median, better than 91% of zip codes
  • Low income/sales/gas taxBetter than 84% of zip codes
  • Cost of living vs incomeBetter than 80% of zip codes

Where 98304 ranks low

  • Internet speedBetter than only 2% of zip codes
  • Low vacancyBetter than only 8% of zip codes
  • Short commute35.6 minutes each way, better than only 10% of zip codes
  • State infrastructureBetter than only 11% of zip codes
  • Cheap childcare$1,339 a month, better than only 12% of zip codes

What it costs to buy a home in 98304

A household needs to earn about $94,000 a year to comfortably buy the median 98304 home, at 20% down and today's 30-year rate. That is below the area's own median income of $122,933, so a typical household can afford the median home outright.

Income to buy the median home
$94,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$2,205
principal, interest, tax, and insurance on a $362,072 home
Median rent
$941
a month, across all home sizes

Where the monthly payment goes

Principal & interest$1,846
Property tax$238
Homeowners insurance$121

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 98304's effective rate of 0.79%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 98304

98304 runs older than the country, and households here run smaller than average.

Median age
46
older than the U.S. median of 41
Residents 65 and older
16%
versus 18% nationally
Average household
2.4
below the U.S. average of 2.6

Residents by age

Under 1811%
18 to 3423%
35 to 4924%
50 to 6426%
65 and older16%

Racial and ethnic makeup has its own map. See the race and diversity map for 98304.


Who works in 98304, and how

Work in 98304 centers on education and arts & entertainment. Unemployment runs well above the national rate, and the job base is shrinking.

Work from home
4%
below the national average
Unemployment
8.1%
above the national average
Job growth
−1.9%
/y 2019-2023, slower than the national pace

Largest industries

Education20%
Arts & entertainment13%
Public administration12%
Hospitality & food10%
Transportation & warehousing10%

How people get to work

  • Drive or carpool 88%
  • Work from home 4%
  • Transit, walk, or bike 8%

Life in 98304

The map and measures below break down dining, culture, and green space by neighborhood across 98304.


What the weather is like in 98304, month by month

98304 sees roughly 74 pleasant days a year. July highs average about 82 degrees. January highs sit near 49, with lows near 35. The comfortable stretch runs May through September.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January49°41°35°
April61°49°40°
July82°67°54°
October63°52°44°

Flying in and out of 98304

Seattle-Tacoma International sits about 50 miles away. It is a large hub and boarded 25.4 million passengers in 2025, with 172 nonstop destinations.

Nearest airport
SEA
Seattle-Tacoma International, about 50 miles
Airport size
Large hub
12th-busiest in the US, 172 nonstop destinations
Average drive
72 min
from the area, with no traffic

98304 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 98304 against the other 33,109 zip codes.


Common questions about living in 98304

Is 98304 a good place to live?

Using BestNeighborhood's default rankings, 98304 ranks 15,114th of 33,110 zip codes. It scores highest on quiet, tree cover, and high incomes, and lowest on internet speeds and empty homes. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 98304 expensive to live in?

The median home is worth $362,072. The overall cost of living runs about 15% above the national average. Set against a $122,933 median income, cost of living beats 80% of zip codes.

Is 98304 safe?

98304 is safer than 34% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $499 per resident a year.


Compare 98304 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 98304. Scores are absolute rather than ranked, which means a 60 in 98304 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

98304 detail on BestNeighborhood maps:

  1. Walk Grade for 98304: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 98304: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 98304: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 98304: carrier by carrier coverage behind the cell score.

98304 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.