Best Places98550, WA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 98550, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
98550 ranks 20,858th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on clean air by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in 98550
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
98550's strengths and weaknesses
Where 98550 ranks high
- Air qualityBetter than 95% of zip codes
- WalkabilityBetter than 90% of zip codes
- TransitBetter than 86% of zip codes
- Low income/sales/gas taxBetter than 84% of zip codes
- BikingBetter than 77% of zip codes
Where 98550 ranks low
- Disaster safetyBetter than only 2% of zip codes
- Cheap childcare$1,375 a month, better than only 11% of zip codes
- State infrastructureBetter than only 11% of zip codes
- Healthcare accessBetter than only 17% of zip codes
- Housing crash safetyBetter than only 22% of zip codes
What it costs to buy a home in 98550
A household needs to earn about $66,000 a year to comfortably buy the median 98550 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $62,320; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 98550's effective rate of 0.83%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 98550
98550's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 98550.
Who works in 98550, and how
Work in 98550 centers on retail trade and health care & social. Unemployment runs well above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 9%
- Transit, walk, or bike 6%
Life in 98550
The coast is about 5 minutes away. Distance to the water changes a lot across 98550, which the map shows.
What the weather is like in 98550, month by month
98550 sees roughly 114 pleasant days a year. July highs average about 70 degrees. January highs sit near 50, with lows near 38. The comfortable stretch runs June through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 50° | 43° | 38° |
| April | 58° | 49° | 41° |
| July | 70° | 61° | 54° |
| October | 62° | 53° | 45° |
Flying in and out of 98550
Seattle-Tacoma International sits about 81 miles away. It is a large hub and boarded 25.4 million passengers in 2025, with 172 nonstop destinations.
98550 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 98550 against the other 33,109 zip codes.
Common questions about living in 98550
Is 98550 a good place to live?
Using BestNeighborhood's default rankings, 98550 ranks 20,858th of 33,110 zip codes. It scores highest on clean air, walkability, and transit, and lowest on disaster risk and childcare costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 98550 expensive to live in?
The median home is worth $251,729. The overall cost of living runs about 13% below the national average. Set against a $62,320 median income, cost of living beats 30% of zip codes.
Is 98550 safe?
98550 is safer than 26% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $591 per resident a year.
Compare 98550 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 98550. Scores are absolute rather than ranked, which means a 60 in 98550 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
98550 detail on BestNeighborhood maps:
- Walk Grade for 98550: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 98550: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 98550: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 98550: carrier by carrier coverage behind the cell score.
98550 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.