Best Places98595, WA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 98595, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
98595 ranks 18,377th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on short commutes by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in 98595
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
98595's strengths and weaknesses
Where 98595 ranks high
- Short commute13.5 minutes each way, better than 98% of zip codes
- Air qualityBetter than 95% of zip codes
- Local economyBetter than 94% of zip codes
- Internet speedBetter than 92% of zip codes
- Low income/sales/gas taxBetter than 84% of zip codes
Where 98595 ranks low
- Disaster safetyBetter than only 5% of zip codes
- Low vacancyBetter than only 8% of zip codes
- Cheap childcare$1,375 a month, better than only 11% of zip codes
- State infrastructureBetter than only 11% of zip codes
- Housing crash safetyBetter than only 12% of zip codes
What it costs to buy a home in 98595
A household needs to earn about $69,000 a year to comfortably buy the median 98595 home, at 20% down and today's 30-year rate. That is below the area's own median income of $70,964, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 98595's effective rate of 0.82%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 98595
98595 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 98595.
Who works in 98595, and how
Work in 98595 centers on hospitality & food and transportation & warehousing. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 58%
- Work from home 14%
- Transit, walk, or bike 29%
Life in 98595
98595 has more restaurants and bars per resident than 89% of zip codes. The coast is about 1 minutes away. That concentrates in some parts of 98595 and thins out in others, which the map shows.
What the weather is like in 98595, month by month
98595 sees roughly 115 pleasant days a year. July highs average about 70 degrees. January highs sit near 50, with lows near 38. The comfortable stretch runs June through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 50° | 43° | 38° |
| April | 58° | 49° | 41° |
| July | 70° | 61° | 54° |
| October | 62° | 53° | 45° |
Flying in and out of 98595
Seattle-Tacoma International sits about 93 miles away. It is a large hub and boarded 25.4 million passengers in 2025, with 172 nonstop destinations.
98595 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 98595 against the other 33,109 zip codes.
Common questions about living in 98595
Is 98595 a good place to live?
Using BestNeighborhood's default rankings, 98595 ranks 18,377th of 33,110 zip codes. It scores highest on short commutes, clean air, and a strong job market, and lowest on disaster risk and empty homes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 98595 expensive to live in?
The median home is worth $263,740. The overall cost of living runs about 4% below the national average. Set against a $70,964 median income, cost of living beats 35% of zip codes.
Is 98595 safe?
98595 is safer than 15% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $685 per resident a year.
Compare 98595 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 98595. Scores are absolute rather than ranked, which means a 60 in 98595 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
98595 detail on BestNeighborhood maps:
- Walk Grade for 98595: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 98595: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 98595: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 98595: carrier by carrier coverage behind the cell score.
98595 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.