Best PlacesBaldwin Harbor, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Baldwin Harbor, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Baldwin Harbor ranks 2,930th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on big-city access by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in Baldwin Harbor
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Baldwin Harbor's strengths and weaknesses
Where Baldwin Harbor ranks high
- Big-city accessBetter than 99% of towns
- Internet speedBetter than 99% of towns
- Household income$157,017 median, better than 98% of towns
- TransitBetter than 96% of towns
- School gradeA, better than 95% of towns
Where Baldwin Harbor ranks low
- Cheap car insuranceBetter than only 1% of towns
- Low property taxBetter than only 3% of towns
- Cheap childcare$1,476 a month, better than only 4% of towns
- Short commute36.1 minutes each way, better than only 11% of towns
- Low income/sales/gas taxBetter than only 15% of towns
What it costs to buy a home in Baldwin Harbor
A household needs to earn about $193,000 a year to comfortably buy the median Baldwin Harbor home, at 20% down and today's 30-year rate. That runs well above the area's median income of $157,017, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Baldwin Harbor's effective rate of 2.00%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Baldwin Harbor
Baldwin Harbor's age mix sits close to the national median, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Baldwin Harbor.
Who works in Baldwin Harbor, and how
Work in Baldwin Harbor centers on health care & social and education. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 78%
- Work from home 11%
- Transit, walk, or bike 11%
Life in Baldwin Harbor
Baldwin Harbor has more parkland per resident than 97% of towns. The coast is about 10 minutes away. That concentrates in some parts of Baldwin Harbor and thins out in others, which the map shows.
What the weather is like in Baldwin Harbor, month by month
Baldwin Harbor sees roughly 68 pleasant days a year. July highs average about 87 degrees. January highs sit near 44, with lows near 27. The comfortable stretch runs May, June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 35° | 27° |
| April | 63° | 51° | 43° |
| July | 87° | 77° | 70° |
| October | 70° | 60° | 51° |
Flying in and out of Baldwin Harbor
John F Kennedy International sits about 9 miles away. It is a large hub and boarded 31.0 million passengers in 2025, with 249 nonstop destinations.
The best schools in and around Baldwin Harbor
Schools across Baldwin Harbor average an A, better than 95% of towns.
Top elementary schools
- Steele Elementary SchoolA+ · 73% proficient
- Meadow Elementary SchoolA · 70% proficient
Top middle schools
- Baldwin Middle SchoolB+ · 50% proficient
- John W Dodd Middle SchoolD+ · 26% proficient
Top high schools
- School 7-oceanside Senior High SchoolA+ · 94% proficient
- Freeport High SchoolA+ · 82% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Baldwin Harbor school and its grade on SchoolGrade.
Baldwin Harbor measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Baldwin Harbor against the other 50,332 towns.
Common questions about living in Baldwin Harbor
Is Baldwin Harbor a good place to live?
Using BestNeighborhood's default rankings, Baldwin Harbor ranks 2,930th of 50,333 towns. It scores highest on big-city access, fast internet, and high incomes, and lowest on car insurance costs and property taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Baldwin Harbor expensive to live in?
The median home is worth $634,605. The overall cost of living runs about 28% above the national average. Set against a $157,017 median income, cost of living beats 91% of towns.
Is Baldwin Harbor safe?
Baldwin Harbor is safer than 50% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $303 per resident a year.
Compare Baldwin Harbor with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Baldwin Harbor. Scores are absolute rather than ranked, which means a 60 in Baldwin Harbor represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Baldwin Harbor detail on BestNeighborhood maps:
- Walk Grade for Baldwin Harbor: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Baldwin Harbor: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Baldwin Harbor: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Baldwin Harbor: carrier by carrier coverage behind the cell score.
Baldwin Harbor detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.