Best PlacesElgin Historic District, Elgin, IL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Elgin Historic District, Elgin, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Elgin Historic District, Elgin ranks 4,107th of 5,983 U.S. neighborhoods on the BestNeighborhood index. It scores highest on heat safety by a wide margin, and property taxes are the weak spot.
The best neighborhoods in Elgin Historic District, Elgin
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Elgin Historic District, Elgin's strengths and weaknesses
Where Elgin Historic District, Elgin ranks high
- Heat safetyBetter than 97% of neighborhoods
- Low vacancyBetter than 88% of neighborhoods
- Disaster safetyBetter than 82% of neighborhoods
- Housing crash safetyBetter than 79% of neighborhoods
- State infrastructureBetter than 78% of neighborhoods
Where Elgin Historic District, Elgin ranks low
- Low property taxBetter than only 2% of neighborhoods
- Voter turnoutBetter than only 4% of neighborhoods
- State fiscal healthBetter than only 4% of neighborhoods
- Healthcare accessBetter than only 5% of neighborhoods
- School gradeD−, better than only 5% of neighborhoods
What it costs to buy a home in Elgin Historic District, Elgin
A household needs to earn about $69,000 a year to comfortably buy the median Elgin Historic District, Elgin home, at 20% down and today's 30-year rate. That is below the area's own median income of $79,086, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Elgin Historic District, Elgin's effective rate of 2.14%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Elgin Historic District, Elgin
Elgin Historic District, Elgin runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Elgin Historic District, Elgin.
Who works in Elgin Historic District, Elgin, and how
Work in Elgin Historic District, Elgin centers on manufacturing and hospitality & food. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 81%
- Work from home 7%
- Transit, walk, or bike 12%
Life in Elgin Historic District, Elgin
The map and measures below break down dining, culture, and green space by neighborhood across Elgin Historic District, Elgin.
What the weather is like in Elgin Historic District, Elgin, month by month
Elgin Historic District, Elgin sees roughly 98 pleasant days a year. July highs average about 85 degrees. January highs sit near 32, with lows near 18. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 32° | 25° | 18° |
| April | 61° | 49° | 39° |
| July | 85° | 75° | 65° |
| October | 64° | 54° | 45° |
Flying in and out of Elgin Historic District, Elgin
Chicago O'Hare International sits about 19 miles away. It is a large hub and boarded 40.8 million passengers in 2025, with 305 nonstop destinations.
The best schools in and around Elgin Historic District, Elgin
Schools across Elgin Historic District, Elgin average a D−, better than 5% of neighborhoods.
Top elementary schools
- Lords Park Elem SchoolF · 10% proficient
- Mckinley Elem SchoolF · 10% proficient
- Garfield Elem SchoolF · 10% proficient
Top middle schools
- Kenyon Woods Middle SchoolB− · 40% proficient
- Larsen Middle SchoolD · 21% proficient
- Kimball Middle SchoolF · 8% proficient
Top high schools
- South Elgin High SchoolC · 33% proficient
- Elgin High SchoolD− · 15% proficient
- Larkin High SchoolD− · 12% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Elgin Historic District, Elgin school and its grade on SchoolGrade.
Elgin Historic District, Elgin measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Elgin Historic District, Elgin against the other 5,982 neighborhoods.
Common questions about living in Elgin Historic District, Elgin
Is Elgin Historic District, Elgin a good place to live?
Using BestNeighborhood's default rankings, Elgin Historic District, Elgin ranks 4,107th of 5,983 neighborhoods. It scores highest on heat safety, few empty homes, and low disaster risk, and lowest on property taxes and civic engagement. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Elgin Historic District, Elgin expensive to live in?
The median home is worth $222,216. The overall cost of living runs about 4% below the national average. Set against a $79,086 median income, cost of living beats 48% of neighborhoods.
Is Elgin Historic District, Elgin safe?
Yes, Elgin Historic District, Elgin is safer than 59% of neighborhoods. Safety varies a lot by neighborhood. Crime costs an estimated $312 per resident a year.
Compare Elgin Historic District, Elgin with other neighborhoods
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Elgin Historic District, Elgin. Scores are absolute rather than ranked, which means a 60 in Elgin Historic District, Elgin represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Elgin Historic District, Elgin detail on BestNeighborhood maps:
- Walk Grade for Elgin Historic District, Elgin: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Elgin Historic District, Elgin: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Elgin Historic District, Elgin: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Elgin Historic District, Elgin: carrier by carrier coverage behind the cell score.
Elgin Historic District, Elgin detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.