Best PlacesHolt, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Holt, scored on 40 measures of daily life and ranked to fit what matters to you. Costs and crime both read low, and the nearest big city is a drive away. To work out which city fits you best, start with the best places to live tool.
Holt ranks 35,777th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in Holt
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Holt's strengths and weaknesses
Where Holt ranks high
- State infrastructureBetter than 99% of towns
- Low income/sales/gas taxBetter than 96% of towns
- Crime safetyBetter than 87% of towns
- Low property taxBetter than 85% of towns
- Tree shadeBetter than 77% of towns
Where Holt ranks low
- Disaster safetyBetter than only 2% of towns
- Short commute40.4 minutes each way, better than only 5% of towns
- Cheap car insuranceBetter than only 7% of towns
- Heat safetyBetter than only 12% of towns
- Internet speedBetter than only 18% of towns
What it costs to buy a home in Holt
A household needs to earn about $47,000 a year to comfortably buy the median Holt home, at 20% down and today's 30-year rate. That is below the area's own median income of $69,742, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Holt's effective rate of 0.43%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Holt
Holt's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Holt.
Who works in Holt, and how
Work in Holt centers on retail trade and education. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 89%
- Work from home 9%
- Transit, walk, or bike 2%
Life in Holt
The coast is about 47 minutes away. Distance to the water changes a lot across Holt, which the map shows.
What the weather is like in Holt, month by month
Holt sees roughly 95 pleasant days a year. July highs average about 92 degrees. January highs sit near 63, with lows near 41. The comfortable stretch runs February through May and October through December.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 63° | 51° | 41° |
| April | 79° | 67° | 55° |
| July | 92° | 81° | 73° |
| October | 82° | 69° | 58° |
Flying in and out of Holt
The nearest airport, Eglin AFB/Destin-Ft Walton Beach, is about 21 miles away and is a small airport. The nearest major hub is Louis Armstrong New Orleans International, about 215 miles away.
The best schools in and around Holt
Schools across Holt average a B+, better than 76% of towns.
Top elementary schools
- Antioch Elementary SchoolA · 63% proficient
- Jay Elementary SchoolA− · 61% proficient
- Florosa Elementary SchoolA− · 59% proficient
Top middle schools
- Holley-navarre Middle SchoolA · 65% proficient
- W. C. Pryor Middle SchoolB+ · 49% proficient
- Martin Luther King Middle SchoolB · 43% proficient
Top high schools
- Navarre High SchoolB+ · 58% proficient
- Crestview High SchoolB+ · 57% proficient
- Choctawhatchee Senior High SchoolB+ · 52% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Holt school and its grade on SchoolGrade.
Holt measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Holt against the other 50,332 towns.
Common questions about living in Holt
Is Holt a good place to live?
Using BestNeighborhood's default rankings, Holt ranks 35,777th of 50,333 towns. It scores highest on state infrastructure, low taxes, and low crime, and lowest on disaster risk and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Holt expensive to live in?
The median home is worth $189,032. The overall cost of living runs about 14% below the national average. Set against a $69,742 median income, cost of living beats 45% of towns.
Is Holt safe?
Yes, Holt is safer than 87% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $127 per resident a year.
Compare Holt with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Holt. Scores are absolute rather than ranked, which means a 60 in Holt represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Holt detail on BestNeighborhood maps:
- Walk Grade for Holt: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Holt: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Holt: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Holt: carrier by carrier coverage behind the cell score.
Holt detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.