Best PlacesIndependence, IN Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood in and around Independence, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

Independence ranks 35,304th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and noise is the weak spot.

#35,304
of 50,333 towns
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 50,333 towns
Your rank
Set your priorities to see your rank

The best neighborhoods in Independence

Map of the best neighborhoods in the Independence area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

Independence's strengths and weaknesses

Top 3%Few empty homes
Top 10%Cheap car insurance
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare Independence with other towns.

Where Independence ranks high

  • Low vacancyBetter than 98% of towns
  • Cheap car insuranceBetter than 91% of towns
  • State infrastructureBetter than 80% of towns
  • Big-city accessBetter than 78% of towns
  • Low property taxBetter than 70% of towns

Where Independence ranks low

  • QuietBetter than only 2% of towns
  • Internet speedBetter than only 6% of towns
  • Cell coverageBetter than only 8% of towns
  • BikingBetter than only 9% of towns
  • Low income/sales/gas taxBetter than only 9% of towns

What it costs to buy a home in Independence

A household needs to earn about $66,000 a year to comfortably buy the median Independence home, at 20% down and today's 30-year rate. That is below the area's own median income of $74,155, so a typical household can afford the median home outright.

Income to buy the median home
$66,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$1,546
principal, interest, tax, and insurance on a $262,104 home

Where the monthly payment goes

Principal & interest$1,336
Property tax$122
Homeowners insurance$87

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Independence's effective rate of 0.56%, and insurance is estimated at 0.4% of home value a year.


Who lives in Independence

Independence runs older than the country, though fewer residents are over 65 than the national share.

Median age
46
older than the U.S. median of 41
Residents 65 and older
14%
versus 18% nationally
Average household
2.8
above the U.S. average of 2.6

Residents by age

Under 1822%
18 to 3419%
35 to 4920%
50 to 6425%
65 and older14%

Racial and ethnic makeup has its own map. See the race and diversity map for Independence.


Who works in Independence, and how

Work in Independence centers on manufacturing and retail trade. Unemployment is close to the national rate, and jobs are growing.

Work from home
1%
below the national average
Unemployment
4.4%
about the national average
Job growth
+4.3%
/y 2019-2023, faster than the national pace

Largest industries

Manufacturing21%
Retail trade18%
Education15%
Health care & social13%
Public administration8%

How people get to work

  • Drive or carpool 95%
  • Work from home 1%
  • Transit, walk, or bike 4%

Life in Independence

The map and measures below break down dining, culture, and green space by neighborhood across Independence.


What the weather is like in Independence, month by month

Independence sees roughly 62 pleasant days a year. July highs average about 87 degrees. January highs sit near 38, with lows near 19. The comfortable stretch runs May through October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January38°28°19°
April66°52°40°
July87°75°63°
October70°56°44°

Flying in and out of Independence

The nearest airport, University of Illinois/Willard, is about 63 miles away and is a small airport. The nearest major hub is Indianapolis International, about 64 miles away.

Nearest airport
CMI
University of Illinois/Willard, about 63 miles
Airport size
Nonhub
244th-busiest in the US, 6 nonstop destinations
Average drive
90 min
from the area, with no traffic

The best schools in and around Independence

Schools across Independence average a C+, better than 47% of towns.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every Independence school and its grade on SchoolGrade.


Independence measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Independence against the other 50,332 towns.


Common questions about living in Independence

Is Independence a good place to live?

Using BestNeighborhood's default rankings, Independence ranks 35,304th of 50,333 towns. It scores highest on few empty homes, cheap car insurance, and state infrastructure, and lowest on noise and internet speeds. How good it is for you depends on which of those you weight most, which the map lets you set.

Is Independence expensive to live in?

The median home is worth $262,104. The overall cost of living runs about 12% below the national average. Set against a $74,155 median income, cost of living beats 52% of towns.

Is Independence safe?

Independence is safer than 51% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $260 per resident a year.


Compare Independence with other towns


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to Independence. Scores are absolute rather than ranked, which means a 60 in Independence represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

Independence detail on BestNeighborhood maps:

  1. Walk Grade for Independence: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in Independence: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of Independence: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in Independence: carrier by carrier coverage behind the cell score.

Independence detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.