Best PlacesIslamorada, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Islamorada, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
Islamorada ranks 21,771st of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and an overheated housing market is the weak spot.
The best neighborhoods in Islamorada
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Islamorada's strengths and weaknesses
Where Islamorada ranks high
- State infrastructureBetter than 99% of towns
- Cell coverageBetter than 97% of towns
- Low income/sales/gas taxBetter than 96% of towns
- BikingBetter than 95% of towns
- WalkabilityBetter than 92% of towns
Where Islamorada ranks low
- Housing crash safetyBetter than only 1% of towns
- Heat safetyBetter than only 1% of towns
- Disaster safetyBetter than only 2% of towns
- Cheap car insuranceBetter than only 7% of towns
- Low vacancyBetter than only 10% of towns
What it costs to buy a home in Islamorada
A household needs to earn about $267,000 a year to comfortably buy the median Islamorada home, at 20% down and today's 30-year rate. That runs well above the area's median income of $97,392, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Islamorada's effective rate of 0.58%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Islamorada
Islamorada runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Islamorada.
Who works in Islamorada, and how
Work in Islamorada centers on construction and retail trade. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 68%
- Work from home 20%
- Transit, walk, or bike 11%
Life in Islamorada
Islamorada has more restaurants and bars per resident than 97% of towns. The coast is about 0 minutes away. That concentrates in some parts of Islamorada and thins out in others, which the map shows.
What the weather is like in Islamorada, month by month
Islamorada sees roughly 81 pleasant days a year. July highs average about 92 degrees. January highs sit near 78, with lows near 64. The comfortable stretch runs December through February.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 78° | 70° | 64° |
| April | 86° | 79° | 74° |
| July | 92° | 86° | 80° |
| October | 88° | 81° | 76° |
Flying in and out of Islamorada
Miami International sits about 64 miles away. It is a large hub and boarded 26.2 million passengers in 2025, with 233 nonstop destinations.
The best schools in and around Islamorada
Schools across Islamorada average an A−, better than 86% of towns.
Top elementary schools
- Treasure Village Montessori Charter SchoolA · 67% proficient
- Plantation Key SchoolA · 65% proficient
Top high schools
- Coral Shores High SchoolB · 47% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Islamorada school and its grade on SchoolGrade.
Islamorada measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Islamorada against the other 50,332 towns.
Common questions about living in Islamorada
Is Islamorada a good place to live?
Using BestNeighborhood's default rankings, Islamorada ranks 21,771st of 50,333 towns. It scores highest on state infrastructure, cell coverage, and low taxes, and lowest on an overheated housing market and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Islamorada expensive to live in?
The median home is worth $1,055,533. The overall cost of living runs about 28% above the national average. Set against a $97,392 median income, cost of living beats 56% of towns.
Is Islamorada safe?
Islamorada is safer than 14% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $335 per resident a year.
Compare Islamorada with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Islamorada. Scores are absolute rather than ranked, which means a 60 in Islamorada represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Islamorada detail on BestNeighborhood maps:
- Walk Grade for Islamorada: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Islamorada: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Islamorada: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Islamorada: carrier by carrier coverage behind the cell score.
Islamorada detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.