Best PlacesKey Largo, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Key Largo, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
Key Largo ranks 17,991st of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and an overheated housing market is the weak spot.
The best neighborhoods in Key Largo
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Key Largo's strengths and weaknesses
Where Key Largo ranks high
- State infrastructureBetter than 99% of towns
- BikingBetter than 97% of towns
- Low income/sales/gas taxBetter than 96% of towns
- WalkabilityBetter than 96% of towns
- Internet speedBetter than 92% of towns
Where Key Largo ranks low
- Housing crash safetyBetter than only 1% of towns
- Heat safetyBetter than only 1% of towns
- Disaster safetyBetter than only 1% of towns
- Cheap car insuranceBetter than only 6% of towns
- Low vacancyBetter than only 10% of towns
What it costs to buy a home in Key Largo
A household needs to earn about $200,000 a year to comfortably buy the median Key Largo home, at 20% down and today's 30-year rate. That runs well above the area's median income of $101,915, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Key Largo's effective rate of 0.48%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Key Largo
Key Largo runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Key Largo.
Who works in Key Largo, and how
Work in Key Largo centers on hospitality & food and arts & entertainment. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 78%
- Work from home 14%
- Transit, walk, or bike 8%
Life in Key Largo
Key Largo has more restaurants and bars per resident than 93% of towns. The coast is about 3 minutes away. That concentrates in some parts of Key Largo and thins out in others, which the map shows.
What the weather is like in Key Largo, month by month
Key Largo sees roughly 66 pleasant days a year. July highs average about 91 degrees. January highs sit near 78, with lows near 59. The comfortable stretch runs November through March.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 78° | 68° | 59° |
| April | 85° | 76° | 68° |
| July | 91° | 83° | 77° |
| October | 87° | 80° | 73° |
Flying in and out of Key Largo
Miami International sits about 46 miles away. It is a large hub and boarded 26.2 million passengers in 2025, with 233 nonstop destinations.
The best schools in and around Key Largo
Schools across Key Largo average a B+, better than 74% of towns.
Top elementary schools
- Ocean Studies CharterA · 65% proficient
- Plantation Key SchoolA · 65% proficient
- Key Largo SchoolB · 48% proficient
Top middle schools
- Homestead Middle SchoolD+ · 25% proficient
Top high schools
- Coral Shores High SchoolB · 47% proficient
- Homestead Senior High SchoolC · 32% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Key Largo school and its grade on SchoolGrade.
Key Largo measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Key Largo against the other 50,332 towns.
Common questions about living in Key Largo
Is Key Largo a good place to live?
Using BestNeighborhood's default rankings, Key Largo ranks 17,991st of 50,333 towns. It scores highest on state infrastructure, biking, and low taxes, and lowest on an overheated housing market and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Key Largo expensive to live in?
The median home is worth $799,901. The overall cost of living runs about 18% above the national average. Set against a $101,915 median income, cost of living beats 64% of towns.
Is Key Largo safe?
Yes, Key Largo is safer than 80% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $144 per resident a year.
Compare Key Largo with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Key Largo. Scores are absolute rather than ranked, which means a 60 in Key Largo represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Key Largo detail on BestNeighborhood maps:
- Walk Grade for Key Largo: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Key Largo: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Key Largo: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Key Largo: carrier by carrier coverage behind the cell score.
Key Largo detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.