Best PlacesMount Carmel, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Mount Carmel, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Mount Carmel ranks 36,905th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in Mount Carmel
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Mount Carmel's strengths and weaknesses
Where Mount Carmel ranks high
- State infrastructureBetter than 99% of towns
- Low income/sales/gas taxBetter than 96% of towns
- Voter turnoutBetter than 96% of towns
- Low property taxBetter than 83% of towns
- Nice weatherabout 121 pleasant days a year, better than 81% of towns
Where Mount Carmel ranks low
- Disaster safetyBetter than only 3% of towns
- Cheap car insuranceBetter than only 6% of towns
- Short commute37.0 minutes each way, better than only 10% of towns
- WalkabilityBetter than only 19% of towns
- Big-city accessBetter than only 22% of towns
What it costs to buy a home in Mount Carmel
A household needs to earn about $55,000 a year to comfortably buy the median Mount Carmel home, at 20% down and today's 30-year rate. That is below the area's own median income of $60,405, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Mount Carmel's effective rate of 0.45%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Mount Carmel
Mount Carmel runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Mount Carmel.
Who works in Mount Carmel, and how
Work in Mount Carmel centers on public administration and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 96%
- Work from home 2%
- Transit, walk, or bike 1%
Life in Mount Carmel
The map and measures below break down dining, culture, and green space by neighborhood across Mount Carmel.
What the weather is like in Mount Carmel, month by month
Mount Carmel sees roughly 121 pleasant days a year. July highs average about 90 degrees. January highs sit near 61, with lows near 39. The comfortable stretch runs February through May and September through November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 61° | 48° | 39° |
| April | 78° | 65° | 54° |
| July | 90° | 79° | 72° |
| October | 80° | 67° | 57° |
Flying in and out of Mount Carmel
The nearest airport, Pensacola International, is about 35 miles away and is a small airport. The nearest major hub is Louis Armstrong New Orleans International, about 199 miles away.
The best schools in and around Mount Carmel
Schools across Mount Carmel average a B−, better than 61% of towns.
Top elementary schools
- Jay Elementary SchoolA− · 61% proficient
Top high schools
- Jay High SchoolB · 49% proficient
- Santa Rosa Adult SchoolD · 20% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Mount Carmel school and its grade on SchoolGrade.
Mount Carmel measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Mount Carmel against the other 50,332 towns.
Common questions about living in Mount Carmel
Is Mount Carmel a good place to live?
Using BestNeighborhood's default rankings, Mount Carmel ranks 36,905th of 50,333 towns. It scores highest on state infrastructure, low taxes, and civic engagement, and lowest on disaster risk and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Mount Carmel expensive to live in?
The median home is worth $219,079. The overall cost of living runs about 11% below the national average. Set against a $60,405 median income, cost of living beats 28% of towns.
Is Mount Carmel safe?
Mount Carmel is safer than 44% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $211 per resident a year.
Compare Mount Carmel with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Mount Carmel. Scores are absolute rather than ranked, which means a 60 in Mount Carmel represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Mount Carmel detail on BestNeighborhood maps:
- Walk Grade for Mount Carmel: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Mount Carmel: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Mount Carmel: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Mount Carmel: carrier by carrier coverage behind the cell score.
Mount Carmel detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.