Population 11,723 · Census ACS 2020–24
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Population and households in ZIP 40965
Household size in ZIP 40965
| Period | ZIP 40965 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 2.45 | 2.51 | 2.68 |
| 2010–14 | 2.41 | 2.53 | 2.73 |
| 2015–19 | 2.40 | 2.52 | 2.71 |
| 2020–24 | 2.23 | 2.51 | 2.65 |
| Change | −0.22 | −0.00 | −0.03 |
ZIP 40965 is a place of small households, averaging 2.23 people against 2.65 for the U.S., which points to many singles, couples and roommates and relatively few children. Since 2006–10, household size has dropped from 2.45, a much bigger shift than nationally. Only 18 of the 203 Kentucky ZIP codes with 5,000+ people have smaller households.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 40965
| Period | ZIP 40965 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 40.2 | 38.5 | 37.7 |
| 2010–14 | 41.8 | 39.3 | 38.6 |
| 2015–19 | 43.2 | 40.0 | 39.6 |
| 2020–24 | 40.0 | 39.9 | 40.1 |
| Change | −0.2 | +1.5 | +2.3 |
Half of the people in ZIP 40965 are younger than 40.0 and half are older, close to the national median of 40.1. The youngest areas are in the north, the oldest in the center.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 40965
| Period | ZIP 40965 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 15.4% | 11.7% | 12.3% |
| 2010–14 | 13.6% | 11.9% | 12.3% |
| 2015–19 | 11.9% | 11.8% | 11.6% |
| 2020–24 | 13.4% | 11.9% | 11.6% |
| Change | −2.0 pts | +0.2 pts | −0.6 pts |
Single-parent households are a bit more common in ZIP 40965 than nationally: 13.4%, against 11.6%. Since 2006–10, the single-parent share has fallen 2.0 points, a much bigger shift than nationally.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 40965
Renters in ZIP 40965
| Period | ZIP 40965 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 37.6% | 30.1% | 33.3% |
| 2010–14 | 38.7% | 32.3% | 35.6% |
| 2015–19 | 41.3% | 32.8% | 36.0% |
| 2020–24 | 45.6% | 31.7% | 34.8% |
| Change | +8.0 pts | +1.5 pts | +1.5 pts |
Renting is far more common in ZIP 40965 than nationally: 45.6% of households rent their homes, against 34.8%. Among homeowners, 62.2% have no mortgage at all, well above the national share of 39.8%. Rentals cluster in the northeast; owners are most common in the northwest. The renter share is up 8.0 points from 2006–10, a much bigger shift than nationally.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 40965
| Period | ZIP 40965 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 15.5% | 12.2% | 11.4% |
| 2010–14 | 12.8% | 11.9% | 11.4% |
| 2015–19 | 20.9% | 12.3% | 11.1% |
| 2020–24 | 13.4% | 10.6% | 9.6% |
| Change | −2.0 pts | −1.6 pts | −1.8 pts |
More homes sit empty in ZIP 40965 than nationally: 13.4%, against 9.6%. The count includes vacation homes and homes between owners or tenants, not just abandoned ones. Since 2006–10, vacancy has fallen 2.0 points, as it has nationally.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 40965
| Period | ZIP 40965 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 1970 | 1977 | 1974 |
| 2010–14 | 1971 | 1979 | 1975 |
| 2015–19 | 1971 | 1980 | 1977 |
| 2020–24 | 1980 | 1982 | 1980 |
| Change | +11 | +5 | +6 |
The typical home in ZIP 40965 was built around 1980, the same vintage as the country's housing overall. The median year built has moved up from 1970 in 2006–10, a sign of steady new building. The newest homes are mostly in the northeast, the oldest in the center.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 40965
| Period | ZIP 40965 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | $392 | $657 | $965 |
| 2010–14 | $494 | $728 | $1,040 |
| 2015–19 | $612 | $814 | $1,213 |
| 2020–24 | $637 | $1,024 | $1,571 |
| Change | +$245 | +$367 | +$606 |
A typical rental in ZIP 40965 costs $637 a month with utilities, well below the national median of $1,571. Rent has climbed $245 a month since 2006–10, up 63%, roughly in step with the nation. The typical renter here spends 35.8% of household income on rent, well over the 30% mark often used to define affordable rent, so many renters here are stretched. Renters on a budget will find the lowest rents in the northwest; the highest are in the center.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 40965
Bachelor's degrees in ZIP 40965
| Period | ZIP 40965 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 11.8% | 21.3% | 28.4% |
| 2010–14 | 11.5% | 22.5% | 29.6% |
| 2015–19 | 10.5% | 24.5% | 32.1% |
| 2020–24 | 21.0% | 27.6% | 35.6% |
| Change | +9.2 pts | +6.2 pts | +7.2 pts |
Fewer adults in ZIP 40965 have a four-year degree than in the country as a whole: 21.0%, against 35.6% nationally. Since 2006–10, the share with a degree has risen 9.2 points, in line with the national trend. College graduates are most concentrated in the center and least in the west.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 40965
| Period | ZIP 40965 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 65.2% | 81.7% | 84.9% |
| 2010–14 | 68.0% | 83.9% | 86.1% |
| 2015–19 | 71.2% | 86.4% | 87.7% |
| 2020–24 | 81.2% | 88.8% | 89.3% |
| Change | +16.1 pts | +7.2 pts | +4.3 pts |
Nearly one in five adults in ZIP 40965 never finished high school, well above the national share: only 81.2% have a diploma or equivalent, against 89.3% nationally. Since 2006–10, the share with a diploma has risen 16.1 points, a much bigger shift than nationally. ZIP 40965 has a lower share of high school graduates than at least four in five Kentucky ZIP codes.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 40965
| Period | ZIP 40965 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 12.6% | 8.4% | 8.1% |
| 2010–14 | 12.4% | 9.5% | 9.4% |
| 2015–19 | 8.9% | 5.8% | 5.6% |
| 2020–24 | 9.9% | 5.1% | 5.4% |
| Change | −2.7 pts | −3.3 pts | −2.7 pts |
Unemployment in ZIP 40965 runs well above the national rate: 9.9% of the labor force was out of work and looking, against 5.4%. Only eight of the 203 Kentucky ZIP codes with 5,000+ people have higher unemployment. Since 2006–10, unemployment has fallen 2.7 points, mirroring the country.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 40965 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 40965 | 2.23 | 40.0 | 13.4% | 45.6% | 13.4% | 1980 | $637 | 21.0% | 81.2% | 9.9% |
| ZIP 37724 | 2.19 | 34.4 | 5.6% | 38.9% | 13.7% | 1988 | $931 | 30.4% | 87.3% | 4.1% |
| ZIP 37752 | 2.19 | 42.0 | 9.1% | 34.3% | 14.5% | 1982 | $873 | 22.6% | 87.1% | 5.8% |
| ZIP 40977 | 2.46 | 39.6 | 15.7% | 40.3% | 15.4% | 1979 | $546 | 17.4% | 80.5% | 11.4% |
| ZIP 37851 | 2.02 | 54.0 | 13.5% | 21.4% | 10.3% | 1978 | $525 | 9.3% | 77.0% | 14.8% |
| ZIP 40813 | 2.54 | 44.0 | 10.4% | 28.9% | 22.7% | 1980 | $520 | 10.0% | 83.9% | 9.6% |
| ZIP 40995 | 2.58 | 48.9 | 17.8% | 17.5% | 25.8% | 1983 | $340 | 2.1% | 81.0% | 0.0% |
| ZIP 40940 | 2.88 | 40.4 | 7.3% | 7.2% | 39.2% | 1986 | $827 | 13.3% | 83.9% | 3.0% |
| ZIP 40856 | 2.57 | 41.2 | 18.0% | 30.0% | 8.0% | 1977 | $796 | 1.6% | 74.7% | 0.0% |
| ZIP 24248 | 2.25 | 53.5 | 5.7% | 23.9% | 25.0% | 1980 | $872 | 14.3% | 83.9% | 4.9% |
| ZIP 40763 | 3.33 | 33.4 | 7.6% | 23.0% | 23.3% | 1984 | $644 | 12.3% | 76.5% | 6.9% |
All figures 2020–24.
Zip codes with similar populations: 78701, TX · 37924, TN · 38556, TN · 38703, MS · 39090, MS · 40033, KY · 43146, OH · 45434, OH · 06096, CT · 45885, OH
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 40965. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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