Best Places28104, NC Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 28104, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

28104 ranks 352nd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on good schools by a wide margin, and an overheated housing market is the weak spot.

#352
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
Set your priorities to see your rank

The best neighborhoods in 28104

Map of the best neighborhoods in the 28104 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

28104's strengths and weaknesses

#352Best US zip overall
Top 3%Good schools
Top 3%What local pay buys
Top 5%Civic engagement
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 28104 with other zip codes.

Where 28104 ranks high

  • School gradeA+, better than 98% of zip codes
  • Cost of living vs incomeBetter than 98% of zip codes
  • Voter turnoutBetter than 96% of zip codes
  • Household income$144,236 median, better than 95% of zip codes
  • Educational attainmentBetter than 91% of zip codes

Where 28104 ranks low

  • Housing crash safetyBetter than only 16% of zip codes
  • Nice weatherabout 73 pleasant days a year, better than only 32% of zip codes
  • TransitBetter than only 35% of zip codes
  • Short commute28.2 minutes each way, better than only 38% of zip codes
  • Air qualityBetter than only 42% of zip codes

What it costs to buy a home in 28104

A household needs to earn about $149,000 a year to comfortably buy the median 28104 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $144,236; the gap is small, which keeps homes within reach of local pay.

Income to buy the median home
$149,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$3,468
principal, interest, tax, and insurance on a $587,351 home
Median rent
$1,727
a month, across all home sizes

Where the monthly payment goes

Principal & interest$2,995
Property tax$277
Homeowners insurance$196

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 28104's effective rate of 0.57%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 28104

28104's age mix sits close to the national median, and households here run larger than average.

Median age
42
about the U.S. median of 41
Residents 65 and older
15%
versus 18% nationally
Average household
2.9
above the U.S. average of 2.6

Residents by age

Under 1825%
18 to 3418%
35 to 4920%
50 to 6422%
65 and older15%

Racial and ethnic makeup has its own map. See the race and diversity map for 28104.


Who works in 28104, and how

Work in 28104 centers on finance & insurance and retail trade. Unemployment is low, and jobs are growing.

Work from home
27%
above the national average
Unemployment
3.3%
below the national average
Job growth
+2.3%
/y 2019-2023, near the national pace

Largest industries

Finance & insurance15%
Retail trade12%
Professional & technical11%
Health care & social10%
Manufacturing9%

How people get to work

  • Drive or carpool 72%
  • Work from home 27%
  • Transit, walk, or bike 1%

Life in 28104

28104 has fewer places to eat and drink per resident than most zip codes. That concentrates in some parts of 28104 and thins out in others, which the map shows.

Places to eat and drink
75
restaurants, bars, and fast food, about 22.1 per 10,000 residents, more than 33% of zip codes
Coffee shops
6
about 1.8 per 10,000 residents, more than 46% of zip codes
Parkland
63 acres
about 1.9 acres per 1,000 residents, more than 59% of zip codes

What the weather is like in 28104, month by month

28104 sees roughly 73 pleasant days a year. July highs average about 92 degrees. January highs sit near 56, with lows near 32. The comfortable stretch runs March through May, September, and October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January56°43°32°
April76°62°49°
July92°80°70°
October77°63°51°

Flying in and out of 28104

Charlotte/Douglas International sits about 18 miles away. It is a large hub and boarded 25.9 million passengers in 2025, with 213 nonstop destinations.

Nearest airport
CLT
Charlotte/Douglas International, about 18 miles
Airport size
Large hub
11th-busiest in the US, 213 nonstop destinations
Average drive
25 min
from the area, with no traffic

The best schools in and around 28104

Schools across 28104 average an A+, better than 98% of zip codes.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 28104 school and its grade on SchoolGrade.


28104 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 28104 against the other 33,109 zip codes.


Who 28104 suits

Families

Schools beat 98% of zip codes and crime safety beats 85%.

See the families priority ↑

Remote workers

Cost of living against local pay beats 98% of zip codes, internet is fast and widely advertised, and 27% already work from home.

See the remote-work priority ↑

Retirees

Health care access beats 91%.

See the retirees priority ↑


Common questions about living in 28104

Is 28104 a good place to live?

Using BestNeighborhood's default rankings, 28104 ranks 352nd of 33,110 zip codes. It scores highest on good schools, what local pay buys, and civic engagement, and lowest on an overheated housing market and the weather. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 28104 expensive to live in?

The median home is worth $587,351. The overall cost of living runs about 8% below the national average. Set against a $144,236 median income, cost of living beats 98% of zip codes.

Is 28104 safe?

Yes, 28104 is safer than 85% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $230 per resident a year.

What is the weather like in 28104?

July highs average about 92 degrees, and January highs near 56 with lows near 32. That works out to about 73 pleasant days a year, more than 32% of zip codes.

Is 28104 good for families?

Schools beat 98% of zip codes, crime safety beats 85%, and childcare runs $920 a month.


Compare 28104 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 28104. Scores are absolute rather than ranked, which means a 60 in 28104 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

28104 detail on BestNeighborhood maps:

  1. Walk Grade for 28104: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 28104: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 28104: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 28104: carrier by carrier coverage behind the cell score.

28104 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.