Best Places28409, NC Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 28409, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
28409 ranks 2,218th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on good schools by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in 28409
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
28409's strengths and weaknesses
Where 28409 ranks high
- School gradeA, better than 97% of zip codes
- Voter turnoutBetter than 97% of zip codes
- Healthcare accessBetter than 95% of zip codes
- Cost of living vs incomeBetter than 94% of zip codes
- Local economyBetter than 93% of zip codes
Where 28409 ranks low
- Disaster safetyBetter than only 1% of zip codes
- Heat safetyBetter than only 18% of zip codes
- Nice weatherabout 67 pleasant days a year, better than only 19% of zip codes
- Housing crash safetyBetter than only 20% of zip codes
- Big-city accessBetter than only 31% of zip codes
What it costs to buy a home in 28409
A household needs to earn about $117,000 a year to comfortably buy the median 28409 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $116,167; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 28409's effective rate of 0.60%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 28409
28409 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 28409.
Who works in 28409, and how
Work in 28409 centers on health care & social and professional & technical. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 78%
- Work from home 21%
- Transit, walk, or bike 1%
Life in 28409
28409 has fewer places to eat and drink per resident than most zip codes and more parkland per resident than 68% of zip codes. The coast is about 10 minutes away. Dining, parks, and nightlife concentrates in some parts of 28409 and thins out in others, which the map shows.
What the weather is like in 28409, month by month
28409 sees roughly 67 pleasant days a year. July highs average about 92 degrees. January highs sit near 61, with lows near 36. The comfortable stretch runs March through May, October, and November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 61° | 47° | 36° |
| April | 78° | 65° | 52° |
| July | 92° | 81° | 73° |
| October | 80° | 67° | 56° |
Flying in and out of 28409
The nearest airport, Wilmington International, is about 8 miles away and is a small airport. The nearest major hub is Raleigh-Durham International, about 129 miles away.
The best schools in and around 28409
Schools across 28409 average an A, better than 97% of zip codes.
Top elementary schools
- Masonboro ElementaryA+ · 79% proficient
- Holly Tree ElementaryA+ · 76% proficient
- Dr John Codington ElemA+ · 73% proficient
Top middle schools
- M C S Noble MiddleA · 67% proficient
- Charles P Murray MiddleA · 67% proficient
- Roland-grise MiddleA · 61% proficient
Top high schools
- Isaac M Bear Early College High SchoolA+ · 94% proficient
- Wilmington Early College HighA+ · 93% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 28409 school and its grade on SchoolGrade.
28409 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 28409 against the other 33,109 zip codes.
Who 28409 suits
Remote workers
Cost of living against local pay beats 94% of zip codes, internet is fast and widely advertised, and 21% already work from home.
Common questions about living in 28409
Is 28409 a good place to live?
Using BestNeighborhood's default rankings, 28409 ranks 2,218th of 33,110 zip codes. It scores highest on good schools, civic engagement, and health care access, and lowest on disaster risk and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 28409 expensive to live in?
The median home is worth $462,064. The overall cost of living runs about 10% below the national average. Set against a $116,167 median income, cost of living beats 94% of zip codes.
Is 28409 safe?
Yes, 28409 is safer than 89% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $212 per resident a year.
What is the weather like in 28409?
July highs average about 92 degrees, and January highs near 61 with lows near 36. That works out to about 67 pleasant days a year, more than 19% of zip codes.
Is 28409 good for families?
Schools beat 97% of zip codes, crime safety beats 89%, and childcare runs $853 a month.
Compare 28409 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 28409. Scores are absolute rather than ranked, which means a 60 in 28409 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
28409 detail on BestNeighborhood maps:
- Walk Grade for 28409: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 28409: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 28409: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 28409: carrier by carrier coverage behind the cell score.
28409 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.