Best Places92054, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 92054, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
92054 ranks 13,986th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on the weather by a wide margin, and an overheated housing market is the weak spot.
The best neighborhoods in 92054
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
92054's strengths and weaknesses
Where 92054 ranks high
- Nice weatherabout 239 pleasant days a year, better than 98% of zip codes
- TransitBetter than 97% of zip codes
- WalkabilityBetter than 93% of zip codes
- Big-city accessBetter than 92% of zip codes
- BikingBetter than 91% of zip codes
Where 92054 ranks low
- Housing crash safetyBetter than only 4% of zip codes
- QuietBetter than only 7% of zip codes
- Cheap childcare$1,432 a month, better than only 9% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Cost of living vs incomeBetter than only 14% of zip codes
What it costs to buy a home in 92054
A household needs to earn about $227,000 a year to comfortably buy the median 92054 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $91,308, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 92054's effective rate of 0.57%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 92054
92054 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 92054.
Who works in 92054, and how
Work in 92054 centers on retail trade and hospitality & food. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 70%
- Work from home 18%
- Transit, walk, or bike 13%
Life in 92054
92054 has more restaurants and bars per resident than 86% of zip codes and more parkland per resident than 65% of zip codes. The coast is about 2 minutes away. Dining, parks, and nightlife concentrates in some parts of 92054 and thins out in others, which the map shows.
What the weather is like in 92054, month by month
92054 sees roughly 239 pleasant days a year. July highs average about 79 degrees. January highs sit near 68, with lows near 40. The comfortable stretch runs March through November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 68° | 53° | 40° |
| April | 71° | 60° | 48° |
| July | 79° | 70° | 62° |
| October | 79° | 65° | 52° |
Flying in and out of 92054
The nearest airport, McClellan-Palomar, is about 8 miles away and is a small airport. The nearest major hub is San Diego International, about 35 miles away.
The best schools in and around 92054
Schools across 92054 average a C−, better than 28% of zip codes.
Top elementary schools
- Buena Vista ElementaryB− · 40% proficient
Top middle schools
- Valley MiddleB · 47% proficient
Top high schools
- Sage Creek HighA− · 60% proficient
- Fallbrook HighB · 47% proficient
- El Camino HighB · 46% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 92054 school and its grade on SchoolGrade.
92054 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 92054 against the other 33,109 zip codes.
Who 92054 suits
Remote workers
Internet is fast and widely advertised and 18% already work from home.
Common questions about living in 92054
Is 92054 a good place to live?
Using BestNeighborhood's default rankings, 92054 ranks 13,986th of 33,110 zip codes. It scores highest on the weather, transit, and walkability, and lowest on an overheated housing market and noise. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 92054 expensive to live in?
The median home is worth $895,602. The overall cost of living runs about 49% above the national average. Set against a $91,308 median income, cost of living beats 14% of zip codes.
Is 92054 safe?
92054 is safer than 19% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $492 per resident a year.
What is the weather like in 92054?
July highs average about 79 degrees, and January highs near 68 with lows near 40. That works out to about 239 pleasant days a year, more than 98% of zip codes.
Is 92054 good for families?
Schools beat 28% of zip codes, crime safety beats 19%, and childcare runs $1,432 a month.
Compare 92054 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 92054. Scores are absolute rather than ranked, which means a 60 in 92054 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
92054 detail on BestNeighborhood maps:
- Walk Grade for 92054: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 92054: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 92054: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 92054: carrier by carrier coverage behind the cell score.
92054 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.