Best Places95612, CA Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 95612, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

95612 ranks 17,918th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on quiet by a wide margin, and civic engagement ranks lowest.

#17,918
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
Set your priorities to see your rank

The best neighborhoods in 95612

Map of the best neighborhoods in the 95612 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

95612's strengths and weaknesses

Top 10%Quiet
Top 10%Population health
Top 10%The weather
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 95612 with other zip codes.

Where 95612 ranks high

  • QuietBetter than 95% of zip codes
  • Health outlookBetter than 92% of zip codes
  • Nice weatherabout 155 pleasant days a year, better than 90% of zip codes
  • Big-city accessBetter than 88% of zip codes
  • Household income$103,395 median, better than 82% of zip codes

Where 95612 ranks low

  • Voter turnoutBetter than only 2% of zip codes
  • Short commute42.0 minutes each way, better than only 3% of zip codes
  • Cheap childcare$1,548 a month, better than only 5% of zip codes
  • Internet speedBetter than only 7% of zip codes
  • Crime safetyBetter than only 10% of zip codes

What it costs to buy a home in 95612

A household needs to earn about $267,000 a year to comfortably buy the median 95612 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $103,395, so buying stretches a typical household.

Income to buy the median home
$267,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$6,232
principal, interest, tax, and insurance on a $1,006,537 home
Median rent
$2,050
a month, across all home sizes

Where the monthly payment goes

Principal & interest$5,132
Property tax$764
Homeowners insurance$336

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95612's effective rate of 0.91%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 95612

95612's age mix sits close to the national median, and households here run larger than average.

Median age
41
about the U.S. median of 41
Residents 65 and older
15%
versus 18% nationally
Average household
3.9
above the U.S. average of 2.6

Residents by age

Under 1826%
18 to 3418%
35 to 4919%
50 to 6422%
65 and older15%

Racial and ethnic makeup has its own map. See the race and diversity map for 95612.


Who works in 95612, and how

Work in 95612 centers on health care & social and education. Unemployment is close to the national rate, and the job base is shrinking.

Work from home
21%
above the national average
Unemployment
5.0%
about the national average
Job growth
−1.5%
/y 2019-2023, slower than the national pace

Largest industries

Health care & social20%
Education13%
Public administration12%
Manufacturing12%
Professional & technical10%

How people get to work

  • Drive or carpool 66%
  • Work from home 21%
  • Transit, walk, or bike 13%

Life in 95612

95612 has more restaurants and bars per resident than 96% of zip codes. That concentrates in some parts of 95612 and thins out in others, which the map shows.

Places to eat and drink
45
restaurants, bars, and fast food, about 351.8 per 10,000 residents, more than 96% of zip codes

What the weather is like in 95612, month by month

95612 sees roughly 155 pleasant days a year. July highs average about 96 degrees. January highs sit near 59, with lows near 39. The comfortable stretch runs April through October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January59°49°39°
April76°60°46°
July96°75°59°
October82°64°49°

Flying in and out of 95612

Sacramento International sits about 21 miles away. It is a medium hub and boarded 6.8 million passengers in 2025, with 85 nonstop destinations.

Nearest airport
SMF
Sacramento International, about 21 miles
Airport size
Medium hub
36th-busiest in the US, 85 nonstop destinations
Average drive
30 min
from the area, with no traffic

The best schools in and around 95612

Schools across 95612 average a C+, better than 44% of zip codes.

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 95612 school and its grade on SchoolGrade.


95612 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95612 against the other 33,109 zip codes.


Common questions about living in 95612

Is 95612 a good place to live?

Using BestNeighborhood's default rankings, 95612 ranks 17,918th of 33,110 zip codes. It scores highest on quiet, population health, and the weather, and lowest on civic engagement and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 95612 expensive to live in?

The median home is worth $1,006,537. The overall cost of living runs about 24% above the national average. Set against a $103,395 median income, cost of living beats 49% of zip codes.

Is 95612 safe?

95612 is safer than 10% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $601 per resident a year.


Compare 95612 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 95612. Scores are absolute rather than ranked, which means a 60 in 95612 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

95612 detail on BestNeighborhood maps:

  1. Walk Grade for 95612: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 95612: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 95612: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 95612: carrier by carrier coverage behind the cell score.

95612 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.