Best Places95695, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95695, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
95695 ranks 11,535th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on biking by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in 95695
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95695's strengths and weaknesses
Where 95695 ranks high
- BikingBetter than 96% of zip codes
- Nice weatherabout 164 pleasant days a year, better than 93% of zip codes
- WalkabilityBetter than 90% of zip codes
- Cell coverageBetter than 89% of zip codes
- TransitBetter than 88% of zip codes
Where 95695 ranks low
- Cheap childcare$1,550 a month, better than only 5% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Heat safetyBetter than only 14% of zip codes
- Voter turnoutBetter than only 18% of zip codes
- Healthcare accessBetter than only 20% of zip codes
What it costs to buy a home in 95695
A household needs to earn about $139,000 a year to comfortably buy the median 95695 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $93,684, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95695's effective rate of 0.64%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 95695
95695's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95695.
Who works in 95695, and how
Work in 95695 centers on education and retail trade. Unemployment sits above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 81%
- Work from home 12%
- Transit, walk, or bike 7%
Life in 95695
95695 has more parkland per resident than 67% of zip codes. That concentrates in some parts of 95695 and thins out in others, which the map shows.
What the weather is like in 95695, month by month
95695 sees roughly 164 pleasant days a year. July highs average about 95 degrees. January highs sit near 58, with lows near 42. The comfortable stretch runs April through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 58° | 49° | 42° |
| April | 74° | 60° | 48° |
| July | 95° | 75° | 58° |
| October | 80° | 64° | 51° |
Flying in and out of 95695
Sacramento International sits about 11 miles away. It is a medium hub and boarded 6.8 million passengers in 2025, with 85 nonstop destinations.
The best schools in and around 95695
Schools across 95695 average a C, better than 41% of zip codes.
Top elementary schools
- Freeman ElementaryA+ · 75% proficient
- Zamora ElementaryD− · 16% proficient
- Esparto ElementaryD− · 15% proficient
Top middle schools
- Winters MiddleD− · 15% proficient
- Esparto MiddleD− · 14% proficient
Top high schools
- Davis Senior HighA+ · 89% proficient
- Pioneer HighB+ · 51% proficient
- Woodland Senior HighC+ · 40% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95695 school and its grade on SchoolGrade.
95695 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95695 against the other 33,109 zip codes.
Who 95695 suits
Remote workers
Internet is fast and widely advertised and 12% already work from home.
Common questions about living in 95695
Is 95695 a good place to live?
Using BestNeighborhood's default rankings, 95695 ranks 11,535th of 33,110 zip codes. It scores highest on biking, the weather, and walkability, and lowest on childcare costs and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95695 expensive to live in?
The median home is worth $543,383. The overall cost of living runs about 15% above the national average. Set against a $93,684 median income, cost of living beats 45% of zip codes.
Is 95695 safe?
95695 is safer than 31% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $433 per resident a year.
What is the weather like in 95695?
July highs average about 95 degrees, and January highs near 58 with lows near 42. That works out to about 164 pleasant days a year, more than 93% of zip codes.
Is 95695 good for families?
Schools beat 41% of zip codes, crime safety beats 31%, and childcare runs $1,550 a month.
Compare 95695 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95695. Scores are absolute rather than ranked, which means a 60 in 95695 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95695 detail on BestNeighborhood maps:
- Walk Grade for 95695: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95695: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95695: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95695: carrier by carrier coverage behind the cell score.
95695 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.