Best Places95681, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95681, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
95681 ranks 7,981st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in 95681
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95681's strengths and weaknesses
Where 95681 ranks high
- Low vacancyBetter than 98% of zip codes
- Household income$111,372 median, better than 86% of zip codes
- Crime safetyBetter than 84% of zip codes
- Nice weatherabout 135 pleasant days a year, better than 84% of zip codes
- Health outlookBetter than 83% of zip codes
Where 95681 ranks low
- Cheap childcare$1,572 a month, better than only 4% of zip codes
- Tree shadeBetter than only 8% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Disaster safetyBetter than only 19% of zip codes
- State fiscal healthBetter than only 20% of zip codes
What it costs to buy a home in 95681
A household needs to earn about $187,000 a year to comfortably buy the median 95681 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $111,372, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95681's effective rate of 0.71%, and insurance is estimated at 0.4% of home value a year.
Who lives in 95681
95681 runs older than the country, though fewer residents are over 65 than the national share, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95681.
Who works in 95681, and how
Work in 95681 centers on health care & social and hospitality & food. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 83%
- Work from home 15%
- Transit, walk, or bike 2%
Life in 95681
The map and measures below break down dining, culture, and green space by neighborhood across 95681.
What the weather is like in 95681, month by month
95681 sees roughly 135 pleasant days a year. July highs average about 98 degrees. January highs sit near 57, with lows near 38. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 57° | 46° | 38° |
| April | 73° | 58° | 45° |
| July | 98° | 79° | 61° |
| October | 80° | 62° | 47° |
Flying in and out of 95681
Sacramento International sits about 24 miles away. It is a medium hub and boarded 6.8 million passengers in 2025, with 85 nonstop destinations.
The best schools in and around 95681
Schools across 95681 average a B−, better than 51% of zip codes.
Top elementary schools
- Wheatland ElementaryB · 45% proficient
- Carlin C. Coppin ElementaryB− · 44% proficient
- Sheridan ElementaryD+ · 21% proficient
Top middle schools
- Glen Edwards MiddleC+ · 38% proficient
- Bear RiverC+ · 37% proficient
Top high schools
- Lincoln HighB · 48% proficient
- Wheatland Union HighD · 20% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95681 school and its grade on SchoolGrade.
95681 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95681 against the other 33,109 zip codes.
Common questions about living in 95681
Is 95681 a good place to live?
Using BestNeighborhood's default rankings, 95681 ranks 7,981st of 33,110 zip codes. It scores highest on few empty homes, high incomes, and low crime, and lowest on childcare costs and tree cover. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95681 expensive to live in?
The median home is worth $724,497. The overall cost of living runs about 19% above the national average. Set against a $111,372 median income, cost of living beats 66% of zip codes.
Is 95681 safe?
Yes, 95681 is safer than 84% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $225 per resident a year.
Compare 95681 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95681. Scores are absolute rather than ranked, which means a 60 in 95681 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95681 detail on BestNeighborhood maps:
- Walk Grade for 95681: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95681: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95681: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95681: carrier by carrier coverage behind the cell score.
95681 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.