Best Places95828, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95828, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
95828 ranks 19,998th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and civic engagement ranks lowest.
The best neighborhoods in 95828
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95828's strengths and weaknesses
Where 95828 ranks high
- Low vacancyBetter than 93% of zip codes
- Nice weatherabout 158 pleasant days a year, better than 91% of zip codes
- TransitBetter than 89% of zip codes
- Big-city accessBetter than 88% of zip codes
- BikingBetter than 85% of zip codes
Where 95828 ranks low
- Voter turnoutBetter than only 4% of zip codes
- Educational attainmentBetter than only 5% of zip codes
- Healthcare accessBetter than only 7% of zip codes
- QuietBetter than only 8% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
What it costs to buy a home in 95828
A household needs to earn about $103,000 a year to comfortably buy the median 95828 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $84,405, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95828's effective rate of 0.64%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 95828
95828 runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95828.
Who works in 95828, and how
Work in 95828 centers on health care & social and public administration. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 11%
- Transit, walk, or bike 4%
Life in 95828
95828 has fewer places to eat and drink per resident than most zip codes. That concentrates in some parts of 95828 and thins out in others, which the map shows.
What the weather is like in 95828, month by month
95828 sees roughly 158 pleasant days a year. July highs average about 96 degrees. January highs sit near 59, with lows near 39. The comfortable stretch runs April through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 59° | 49° | 39° |
| April | 76° | 60° | 46° |
| July | 96° | 75° | 59° |
| October | 82° | 64° | 49° |
Flying in and out of 95828
Sacramento International sits about 18 miles away. It is a medium hub and boarded 6.8 million passengers in 2025, with 85 nonstop destinations.
The best schools in and around 95828
Schools across 95828 average a C, better than 35% of zip codes.
Top elementary schools
- Roy Herburger ElementaryB+ · 53% proficient
- Raymond Case ElementaryB− · 44% proficient
- Mary Tsukamoto ElementaryC · 31% proficient
Top middle schools
- Katherine L. Albiani MiddleA · 61% proficient
- T. R. Smedberg MiddleB · 46% proficient
- Edward Harris Jr. MiddleB · 43% proficient
Top high schools
- Pleasant Grove HighA− · 66% proficient
- Monterey Trail HighB+ · 54% proficient
- Sheldon HighB+ · 53% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95828 school and its grade on SchoolGrade.
95828 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95828 against the other 33,109 zip codes.
Who 95828 suits
Remote workers
Internet is fast and widely advertised and 11% already work from home.
Common questions about living in 95828
Is 95828 a good place to live?
Using BestNeighborhood's default rankings, 95828 ranks 19,998th of 33,110 zip codes. It scores highest on few empty homes, the weather, and transit, and lowest on civic engagement and education levels. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95828 expensive to live in?
The median home is worth $402,490. The overall cost of living runs about 12% above the national average. Set against a $84,405 median income, cost of living beats 28% of zip codes.
Is 95828 safe?
95828 is safer than 19% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $514 per resident a year.
What is the weather like in 95828?
July highs average about 96 degrees, and January highs near 59 with lows near 39. That works out to about 158 pleasant days a year, more than 91% of zip codes.
Is 95828 good for families?
Schools beat 35% of zip codes, crime safety beats 19%, and childcare runs $1,332 a month.
Compare 95828 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95828. Scores are absolute rather than ranked, which means a 60 in 95828 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95828 detail on BestNeighborhood maps:
- Walk Grade for 95828: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95828: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95828: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95828: carrier by carrier coverage behind the cell score.
95828 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.