Best PlacesToa Baja, PR Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood in and around Toa Baja, scored on 40 measures of daily life and ranked to fit what matters to you. Distance to the water drives a lot of the difference between one part and the next. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

Toa Baja is unranked among cities under the default weighting. It scores highest on low property taxes by a wide margin, and the weather ranks lowest.


The best neighborhoods in Toa Baja

Map of the best neighborhoods in the Toa Baja area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

The best areas in Toa Baja

The parts of Toa Baja, ranked by the BestNeighborhood standard score across every neighborhood, highest scoring first.

#1

Urbanizacion La Rosaleda 2

WorseBetter
1st nationally
#2

Mansiones del Mar

WorseBetter
1st nationally
#3

Urbanizacion Levittown Lakes & Urbanizacion Levittville

WorseBetter
1st nationally
#4

Urbanizacion El Plantio, Urbanizacion Covadonga & Urbanizacion San Pedro

WorseBetter
1st nationally
#5

Urbanizacion Lago de Plata

WorseBetter
1st nationally
#6

Comunidad Ingenio

WorseBetter
1st nationally
#7

Brisas de Campanero 3

WorseBetter
1st nationally
#8

Barrio Campanilla & Residencial Campanilla

WorseBetter
1st nationally

Scores across Toa Baja run from about the 1st to the 4th percentile nationally. The map is where that becomes a choice of area.


Toa Baja's strengths and weaknesses

Top 1%Low property taxes
Top 1%Affordable childcare
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare Toa Baja with other cities.

Where Toa Baja ranks high

  • Low property taxBetter than 99% of cities
  • Cheap childcare$424 a month, better than 99% of cities
  • WalkabilityBetter than 84% of cities
  • Housing crash safetyBetter than 74% of cities
  • Big-city accessBetter than 62% of cities

Where Toa Baja ranks low

  • Nice weatherabout 0 pleasant days a year, better than only 1% of cities
  • Low income/sales/gas taxBetter than only 1% of cities
  • State infrastructureBetter than only 1% of cities
  • Household income$33,280 median, better than only 1% of cities
  • Cell coverageBetter than only 1% of cities

What it costs to buy a home in Toa Baja

A household needs to earn about $33,000 a year to comfortably buy the median Toa Baja home, at 20% down and today's 30-year rate. That is below the area's own median income of $33,280, so a typical household can afford the median home outright.

Income to buy the median home
$33,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$776
principal, interest, tax, and insurance on a $142,143 home
Median rent
$694
a month, across all home sizes

Where the monthly payment goes

Principal & interest$725
Property tax$4
Homeowners insurance$47

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Toa Baja's effective rate of 0.03%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in Toa Baja

Toa Baja runs older than the country, and households here run smaller than average.

Median age
45
older than the U.S. median of 41
Residents 65 and older
23%
versus 18% nationally
Average household
2.4
below the U.S. average of 2.6

Residents by age

Under 1816%
18 to 3422%
35 to 4919%
50 to 6419%
65 and older23%

Racial and ethnic makeup has its own map. See the race and diversity map for Toa Baja.


Who works in Toa Baja, and how

Work in Toa Baja centers on retail trade and health care & social. Unemployment is close to the national rate.

Work from home
11%
below the national average
Unemployment
4.6%
about the national average

Largest industries

Retail trade16%
Health care & social10%
Hospitality & food9%
Other services8%
Public administration7%

How people get to work

  • Drive or carpool 85%
  • Work from home 11%
  • Transit, walk, or bike 4%

Life in Toa Baja

Toa Baja has more restaurants and bars per resident than 77% of cities. The coast is about 4 minutes away. That concentrates in some parts of Toa Baja and thins out in others, which the map shows.

Places to eat and drink
307
restaurants, bars, and fast food, about 48.3 per 10,000 residents, more than 77% of cities
Coffee shops
28
about 4.4 per 10,000 residents, more than 77% of cities
To the coast
4 min
drive to the nearest ocean beaches

What the weather is like in Toa Baja, month by month

Toa Baja sees roughly 0 pleasant days a year. July highs average about 87 degrees. January highs sit near 82, with lows near 74. No month averages between 55 and 75 degrees.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January82°79°74°
April83°81°76°
July87°84°81°
October87°84°79°

Flying in and out of Toa Baja

The nearest airport, Fernando Luis Ribas Dominicci, is about 7 miles away and is a small airport. The nearest major hub is Luis Munoz Marin International, about 13 miles away.

Nearest airport
SIG
Fernando Luis Ribas Dominicci, about 7 miles
Airport size
Nonhub
350th-busiest in the US, 3 nonstop destinations
Average drive
10 min
from the area, with no traffic

Toa Baja measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Toa Baja against cities nationally.


Who Toa Baja suits

Families

Weigh schools and safety yourself on the map to find the right neighborhoods.

See the families priority ↑

Remote workers

11% already work from home.

See the remote-work priority ↑

Retirees

Set weather, quiet, and health care weights on the map to test the fit.

See the retirees priority ↑


Common questions about living in Toa Baja

Is Toa Baja a good place to live?

It scores highest on low property taxes, affordable childcare, and walkability, and lowest on the weather and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.

Is Toa Baja expensive to live in?

The median home is worth $142,143. Set against a $33,280 median income, cost of living beats 50% of cities.

Is Toa Baja safe?

Toa Baja is safer than 1% of cities. Safety varies a lot by neighborhood. Crime costs an estimated $736 per resident a year.

What is the weather like in Toa Baja?

July highs average about 87 degrees, and January highs near 82 with lows near 74. That works out to about 0 pleasant days a year, more than 0% of cities.

What are the best neighborhoods in Toa Baja?

Using the default rankings, the highest-scoring areas are Urbanizacion La Rosaleda 2, Mansiones del Mar, and Urbanizacion Levittown Lakes & Urbanizacion Levittville. The ranked list and the re-weightable map above let you re-sort them for your own priorities.



Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to Toa Baja. Scores are absolute rather than ranked, which means a 60 in Toa Baja represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

Toa Baja detail on BestNeighborhood maps:

  1. Walk Grade for Toa Baja: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in Toa Baja: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of Toa Baja: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in Toa Baja: carrier by carrier coverage behind the cell score.

Toa Baja detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.