Best PlacesToa Alta, PR Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Toa Alta, scored on 40 measures of daily life and ranked to fit what matters to you. Distance to the water drives a lot of the difference between one part and the next. To work out which city fits you best, start with the best places to live tool.
Toa Alta is unranked among cities under the default weighting. It scores highest on low property taxes by a wide margin, and the weather ranks lowest.
The best neighborhoods in Toa Alta
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
The best areas in Toa Alta
The parts of Toa Alta, ranked by the BestNeighborhood standard score across every neighborhood, highest scoring first.
Jardines de Toa Alta
Urbanizacion Toa Alta Hts & Urbanizacion Palacios del Rio 2
Urbanizacion Palacios Reales
Pradera del Rio & Urbanizacion La Providencia
Urbanizacion Reparto Leon
Scores across Toa Alta run from about the 1st to the 2nd percentile nationally. The map is where that becomes a choice of area.
Toa Alta's strengths and weaknesses
Where Toa Alta ranks high
- Low property taxBetter than 99% of cities
- Cheap childcare$424 a month, better than 99% of cities
- QuietBetter than 84% of cities
- Air qualityBetter than 68% of cities
- Big-city accessBetter than 61% of cities
Where Toa Alta ranks low
- Nice weatherabout 3 pleasant days a year, better than only 1% of cities
- Low income/sales/gas taxBetter than only 1% of cities
- State infrastructureBetter than only 1% of cities
- Household income$31,135 median, better than only 1% of cities
- Cell coverageBetter than only 1% of cities
What it costs to buy a home in Toa Alta
A household needs to earn about $35,000 a year to comfortably buy the median Toa Alta home, at 20% down and today's 30-year rate. That runs well above the area's median income of $31,135, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Toa Alta's effective rate of 0.04%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Toa Alta
Toa Alta runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Toa Alta.
Who works in Toa Alta, and how
Work in Toa Alta centers on retail trade and health care & social. Unemployment sits above the national rate.
Largest industries
How people get to work
- Drive or carpool 92%
- Work from home 6%
- Transit, walk, or bike 2%
Life in Toa Alta
Toa Alta has more restaurants and bars per resident than 68% of cities. The coast is about 14 minutes away. That concentrates in some parts of Toa Alta and thins out in others, which the map shows.
What the weather is like in Toa Alta, month by month
Toa Alta sees roughly 3 pleasant days a year. July highs average about 87 degrees. January highs sit near 82, with lows near 74. No month averages between 55 and 75 degrees.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 82° | 79° | 74° |
| April | 83° | 81° | 76° |
| July | 87° | 84° | 81° |
| October | 87° | 84° | 79° |
Flying in and out of Toa Alta
The nearest airport, Fernando Luis Ribas Dominicci, is about 12 miles away and is a small airport. The nearest major hub is Luis Munoz Marin International, about 17 miles away.
Toa Alta measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Toa Alta against cities nationally.
Who Toa Alta suits
Families
Weigh schools and safety yourself on the map to find the right neighborhoods.
Common questions about living in Toa Alta
Is Toa Alta a good place to live?
It scores highest on low property taxes, affordable childcare, and quiet, and lowest on the weather and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Toa Alta expensive to live in?
The median home is worth $148,414. Set against a $31,135 median income, cost of living beats 50% of cities.
Is Toa Alta safe?
Toa Alta is safer than 1% of cities. Safety varies a lot by neighborhood. Crime costs an estimated $700 per resident a year.
What is the weather like in Toa Alta?
July highs average about 87 degrees, and January highs near 82 with lows near 74. That works out to about 3 pleasant days a year, more than 0% of cities.
What are the best neighborhoods in Toa Alta?
Using the default rankings, the highest-scoring areas are Jardines de Toa Alta, Urbanizacion Toa Alta Hts & Urbanizacion Palacios del Rio 2, and Urbanizacion Palacios Reales. The ranked list and the re-weightable map above let you re-sort them for your own priorities.
Compare Toa Alta with other cities
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Toa Alta. Scores are absolute rather than ranked, which means a 60 in Toa Alta represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Toa Alta detail on BestNeighborhood maps:
- Walk Grade for Toa Alta: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Toa Alta: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Toa Alta: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Toa Alta: carrier by carrier coverage behind the cell score.
Toa Alta detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.