Best Places32709, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 32709, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
32709 ranks 9,441st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in 32709
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
32709's strengths and weaknesses
Where 32709 ranks high
- State infrastructureBetter than 98% of zip codes
- Local economyBetter than 97% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- Low vacancyBetter than 92% of zip codes
- Tree shadeBetter than 85% of zip codes
Where 32709 ranks low
- Cheap car insuranceBetter than only 8% of zip codes
- Heat safetyBetter than only 14% of zip codes
- Housing crash safetyBetter than only 15% of zip codes
- Disaster safetyBetter than only 16% of zip codes
- WalkabilityBetter than only 20% of zip codes
What it costs to buy a home in 32709
A household needs to earn about $97,000 a year to comfortably buy the median 32709 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $94,117; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 32709's effective rate of 0.69%, and insurance is estimated at 0.4% of home value a year.
Who lives in 32709
32709 runs older than the country, though fewer residents are over 65 than the national share, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 32709.
Who works in 32709, and how
Work in 32709 centers on construction and professional & technical. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 80%
- Work from home 15%
- Transit, walk, or bike 5%
Life in 32709
The coast is about 37 minutes away. Distance to the water changes a lot across 32709, which the map shows.
What the weather is like in 32709, month by month
32709 sees roughly 104 pleasant days a year. July highs average about 93 degrees. January highs sit near 73, with lows near 54. The comfortable stretch runs November through March.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 73° | 65° | 54° |
| April | 84° | 77° | 66° |
| July | 93° | 87° | 78° |
| October | 86° | 81° | 73° |
Flying in and out of 32709
Orlando International sits about 20 miles away. It is a large hub and boarded 28.1 million passengers in 2025, with 223 nonstop destinations.
The best schools in and around 32709
Schools across 32709 average a B+, better than 75% of zip codes.
Top elementary schools
- Robert L. Stevenson Elementary SchoolA+ · 90% proficient
- Columbia ElementaryA · 68% proficient
- Saturn Elementary SchoolC− · 27% proficient
Top middle schools
- Andrew Jackson Middle SchoolB+ · 50% proficient
- Corner Lake MiddleB · 44% proficient
Top high schools
- Edgewood Jr/sr High SchoolA+ · 93% proficient
- East River HighB− · 45% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 32709 school and its grade on SchoolGrade.
32709 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 32709 against the other 33,109 zip codes.
Common questions about living in 32709
Is 32709 a good place to live?
Using BestNeighborhood's default rankings, 32709 ranks 9,441st of 33,110 zip codes. It scores highest on state infrastructure, a strong job market, and low taxes, and lowest on car insurance costs and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 32709 expensive to live in?
The median home is worth $376,036. The overall cost of living runs about 6% below the national average. Set against a $94,117 median income, cost of living beats 77% of zip codes.
Is 32709 safe?
Yes, 32709 is safer than 59% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $189 per resident a year.
Compare 32709 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 32709. Scores are absolute rather than ranked, which means a 60 in 32709 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
32709 detail on BestNeighborhood maps:
- Walk Grade for 32709: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 32709: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 32709: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 32709: carrier by carrier coverage behind the cell score.
32709 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.